FAQ

What is a mortgage broker?
A mortgage broker is a professional who acts as an intermediary between lenders and borrowers. They help borrowers find the best mortgage products for their individual needs and financial situations.
What types of home loans do you offer?
We offer a variety of home loans, including conventional loans, VA loans, FHA loans, USDA loans, and hard money loans. Our brokers will work with you to find the best mortgage product for your needs.
What are VA home loans?
VA home loans are mortgage loans that are guaranteed by the Department of Veterans Affairs (VA). These loans are available to eligible veterans, service members, and surviving spouses, and offer competitive rates and favorable terms.
What are USDA loans?
USDA loans are mortgage loans that are guaranteed by the United States Department of Agriculture. These loans are designed to help low- and moderate-income borrowers in rural areas purchase homes.
What are conventional loans?
Conventional loans are mortgage loans that are not guaranteed by the government. They are typically offered by private lenders and require a down payment and good credit score.
What are hard money loans?
Hard money loans are a type of loan that is secured by real estate. These loans are typically used by real estate investors and offer fast approval and funding, but come with higher interest rates and fees.
What are your rates like?
Our rates vary depending on the type of mortgage product and the individual borrower’s financial situation. We strive to offer competitive rates and transparent fees, and we will explain all costs associated with your mortgage so you can make informed decisions.
How do I apply for a mortgage with your company?
You can start the application process by filling out a form on our website, calling our office, or scheduling an appointment with one of our brokers. We will guide you through the application process and help you gather the necessary documentation.
What types of mortgages do you offer?
We offer a variety of mortgage options, including conventional loans, FHA loans, VA loans, and USDA loans. Our brokers will work with you to find the best mortgage product for your individual needs and financial situation.
How do I apply for a mortgage with Mija Mortgage?
You can start the application process by filling out a form on our website, calling our office, or scheduling an appointment with one of our brokers. We will guide you through the application process and help you gather the necessary documentation.
What are your rates and fees?
Our rates and fees vary depending on the type of mortgage product and the individual borrower’s financial situation. We strive to provide competitive rates and transparent fees, and we will explain all costs associated with your mortgage so you can make informed decisions.
How long does the mortgage process take?
The mortgage process can vary in length depending on a variety of factors, including the type of mortgage product, your credit score, and the complexity of your financial situation. Our brokers will keep you informed throughout the process and do their best to make it as efficient as possible.
Do you offer any educational resources for homebuyers?
Yes, we offer a variety of educational resources to help our clients make informed decisions about their mortgage options. We provide online calculators, in-person workshops, and one-on-one consultations to ensure that you understand the mortgage process and are comfortable with your options.
Are you only available to veterans?
No, we serve both veterans and the general public. While we are a veteran-owned business and are committed to helping veterans secure financing, we are proud to offer our services to all homebuyers.