Few purchases give you a sense of pride and accomplishment like buying a new home. From white picket fences and lush green grass to cookouts with neighbors and holidays with the family, owning a home is magical. Like most great things, though, enduring the home-buying process takes a lot of work. There are many steps to take and difficult decisions to make along the way. One of the most crucial decisions is what type of home loan and mortgage broker to choose. Whether it's your first time buying a home or you're a seasoned owner with multiple properties, you will need a trusted mortgage broker in Nexton, SC, with your best interests at heart.
If you're like most people, you need a mortgage professional whose top priority is their customers - an expert who can provide accurate advice and guidance so you can make educated decisions. That's where Mija Mortgage comes into the picture.
Whether you want the best interest rates or don't know where to start in the home-buying process, Mija Mortgage can set you up in the right direction. From getting you pre-qualified to buy a home to securing a veteran's loan, Mija Mortgage is the trusted solution you need. As Nexton natives, we're proud to serve the Lowcountry and all of South Carolina with trusted mortgage brokerage services.
Unlike some mortgage companies in Nexton, SC, we bring years of high-level experience and insight to the table. Having worked with hundreds of clients during our time in business, we know you're probably going through a range of emotions right now. Buying a new home can be a scary process, especially for first-time buyers. That's why we make every effort to make ourselves accessible and available for clients. Our primary goal is to help you make the right mortgage for your family and your budget.
We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mija Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mija is the team you can trust.
Here are just a few reasons why home buyers choose Mija Mortgage:
Most people simply don't have access to the hundreds of thousands of dollars needed to purchase a home with cash. Instead, they take out a mortgage loan to buy a home. Unfortunately, many homebuyers are anxious to get the ball rolling and, due to their excitement, fail to shop around for the best mortgage rates. To some degree, avoiding this step makes sense, as it requires a lot of legwork and research to get the job done. For those not wanting to spend hours researching a reasonable mortgage, there's an alternative to consider - working with a mortgage broker.
To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.
Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mija Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Nexton, SC, from which to choose.
In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.
If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.
In order to be pre-approved for a home in South Carolina, you must have the following:
Most people choose to use a mortgage broker because they have access to different lenders and interest rates. But a great mortgage broker brings more to the table than a choice of lenders.
Save You from Unneeded Stress:One of the biggest advantages of hiring a mortgage broker is that they can find and vet loans while managing the mortgage process on your behalf. The best mortgage companies, like Mija Mortgage, hire brokers who are experts at keeping underwriting on track, coordinating with relevant parties, and handling all paperwork involved. At the end of the day, mortgage brokers save you stress and time and often expedite the closing process.
More Access: We touched on this earlier, but it bears repeating: A mortgage broker provides access to a range of loans, rates, and lenders. In fact, many mortgage brokers can get rates lower than what the average person could get from a lender.
Save You Money: There's a chance that your mortgage broker can get your mortgage fees reduced or waived by the lender, which could save you a good deal of money.
Help with Unfavorable Financial Situations: Expert mortgage brokers can often assist in challenging financial situations, like when a buyer has inconsistent income or less-than-perfect credit. Experienced brokers, like those at Mija Mortgage, are often aware of lenders willing to will work with nontraditional borrowers.
Provide Key Insights: Mortgage brokers share important insights, such as your chances for a home loan approval and exactly how much house you can afford. They can also save you from making costly mistakes based on their years of expertise in the mortgage industry.
While settling on the best type of home loan isn't as exciting as searching for the home of your dreams, it's equally important. Yes, your Mija Mortgage loan officer in Nexton, SC, will be happy to help explain the differences between home loans. But understanding the basics ahead of time will save you stress and time in the long run.
Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.
FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mija Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.
Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.
Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.
If you are a veteran or the family member of a veteran, contact Mija Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.
Do you have questions about the complexities of mortgages and home loans? As your advocate, Mija Mortgage is here to answer any questions you have about mortgages and the home-buying process. We encourage you to call our office to speak directly with one of our mortgage experts or continue reading below for answers to some frequently asked questions.
Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?
A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Nexton, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).
Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?
A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.
Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?
A. Mortgage companies like Mija Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:
Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?
A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mija Mortgage ASAP, as loan rates change frequently.
Here at Mija Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Nexton, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.
Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.
Ample servings of Champagne coupled with a coastal poolside ambiance served as a fitting backdrop to a favorable economic forecast report during an April 4 Nexton luncheon attended by several local realtors at a sun-splashed Midtown Club in Summerville.Following a brief synopsis of Nexton’s recent sales and continued growth as a “third job center” in the Charleston market, the mixed-use development’s marketing coordinator Alicia Smith introduced South Carolina Ports Authority Business Development Manager Marion...
Ample servings of Champagne coupled with a coastal poolside ambiance served as a fitting backdrop to a favorable economic forecast report during an April 4 Nexton luncheon attended by several local realtors at a sun-splashed Midtown Club in Summerville.
Following a brief synopsis of Nexton’s recent sales and continued growth as a “third job center” in the Charleston market, the mixed-use development’s marketing coordinator Alicia Smith introduced South Carolina Ports Authority Business Development Manager Marion Bull to the podium, as he delved into his group’s efforts of recruiting business activity to the Lowcountry.
The guest speaker sang the praises of Nexton — which is currently celebrating its 10th anniversary as a destination venue in the Summerville community — for its role in providing housing for incoming employees of national and global firms seeking to establish a presence in the Charleston region.
Moving forward, Bull anticipates Nexton continuing to offer corporations an attractive option for its staffers as a source of housing, employment and an ever-expanding array of amenities with new industry emerging in the Jedburg area of Summerville, as well as Ridgeville in the very near future.
“When they want to live somewhere with, you know, a high quality of life that’s affordable, this is a place where business leaders can feel comfortable locating their businesses here,” began the Mount Pleasant resident.
“South Carolina has done a fantastic job as a state, [and] not just as a port, in recruiting business. [We had] $10 billion in investment last year. I think the largest previous year was $3 billion or so. It’s a huge number for our economic development in the state of South Carolina and some of it has happened right here.”
Bull detailed that South Carolina Ports drives about $63 billion in economic impact statewide, with about $8 billion of it emanating from the Lowcountry. In fact, about 30,000 jobs are either directly or indirectly linked to port activity in the immediate surrounding zone — a number that he anticipates will “dramatically” increase due to investments by Volvo, Walmart, Mercedes-Benz and the like.
Luncheon attendees were also treated to a breakdown of expectations for the real estate market in 2023 by President of the Charleston Trident Association of Realtors (CTAR) Katesha Breland.
The Charleston-born real estate broker noted the Charleston region’s remarkable 25 percent population growth over the past decade, along with a 17 percent spurt of newcomers in Summerville over that same 10-year stretch.
“We see changes in our local culture, our restaurant scene, our retail opportunities, and of course, we feel it in our traffic as well,” she stated.
“The local economy is booming. The Nexton development offers something that Summerville residents hadn’t seen before, an intentionally-developed masterplan community that gives residents the ease and opportunity to live, work and play right in their backyards ... that’s just what Nexton does. They haven’t built a neighborhood, they’ve built a community. While local media doesn’t always like to focus on the positives of our real estate market, there’s plenty of good news I can share with you,” added Breland without referencing any specific news media outlet.
On that note, the CTAR leader communicated that closed property sales were down in 2022 by 18 percent, but compared to 2019, that total was actually up six percent.
Breland further spoke of a healthy, sustainable pace of growth, as the overall median sales price increased 14 percent, single-family home prices surged 12 percent and townhouse/condos similarly saw a 22 percent uptick.
Summerville and Moncks Corner, in particular, were two of the top areas in terms of home sales in 2022.
“We expect sales will remain at the pace we’re seeing now, which is a good, healthy pace. Prices will also increase likely at a slower pace than we’ve been seeing. But that’s good news for buyers who are challenged by the affordability of our region.”
Breland concluded her address by lauding Nexton for its development of a wide range of home options (single-family, townhouses, rentals, etc.) and a variety of price points for prospective residents.
Smith topped off the information session by filling in listeners on the imminent additions of Harris Teeter and Publix retail outposts in the Nexton area in Q1 of 2024 and Q2 of 2024 respectively.
Also mentioned were the opening of Pickle Bar, as well as a new hospital and middle school site that are both in the works.
SUMMERVILLE, S.C., July 21, 2022 (GLOBE NEWSWIRE) -- Terwilliger Pappas, one of the Southeast’s premier multifamily property developers, is nearing completion on Solis Nexton, adding to its roster of 32 complete properties. Under the company’s marquee Solis brand, the newest property features 320 apartment homes in the Nexton neighborh...
SUMMERVILLE, S.C., July 21, 2022 (GLOBE NEWSWIRE) -- Terwilliger Pappas, one of the Southeast’s premier multifamily property developers, is nearing completion on Solis Nexton, adding to its roster of 32 complete properties. Under the company’s marquee Solis brand, the newest property features 320 apartment homes in the Nexton neighborhood of Summerville. The project team includes Summit Contracting, Group 4 Architecture, Cline Design Associates, Seamon Whiteside and management company, Lincoln Property Company.
Welcoming home its first residents on July 29th, Solis Nexton offers contemporary finishes such as granite countertops, stainless steel appliances, custom kitchen islands with sleek shaker-style cabinetry and modern hardware. Solis Nexton’s extensive amenity list includes a saltwater pool, expansive fitness center and yoga studio, local hot and cold brew coffee on tap, community dog park and pet spa, and a business center brimming with work from home opportunities. The community is located just steps from Nexton Square, placing residents moments from Nexton’s premier attractions such as Hall’s Chophouse, Taco Boy, Poogan’s Porch, and Page’s Okra Grill.
“Solis Nexton will provide our residents the full complement of amenities found in all of our Solis communities while honing in on the signature neighborly spirit of Nexton,” said Tom Barker, Regional CEO of Terwilliger Pappas. “Positioned minutes from top employers, schools, conveniences, entertainment, and walkable to all the perks of Nexton Square, living at Solis Nexton puts residents at the pulse of the Nexton community, and we are excited and honored to be the newest addition to the neighborhood.”
Lincoln Property Company will serve as the management company and has already begun pre-leasing apartment homes at Solis Nexton. Lincoln currently manages 11 active communities in the Charleston area and is thrilled to be working with Terwilliger Pappas and the Nexton team on this project. “We are looking forward to welcoming the first members of the ‘inner circle’ here at Solis Nexton later this July,” said Danielle Lombardi, Business Manager at Solis Nexton. “This community is truly a place to enjoy the brighter moments and we’ve really perfected the resident experience to be one that is second to none in the Summerville submarket.”
To explore the collection of studios, one-, two- and three- bedroom offerings at Solis Nexton- visit: 6000 Front Street | Summerville, SC 29486 or call to schedule your tour today: (854) 300-4913. You may also visit the community online and explore virtual touring options at: www.solisnexton.com.
For more information on Terwilliger Pappas or its 32 properties, please visit www.terwilligerpappas.com.
About Terwilliger Pappas
Founded in 2013 by J. Ronald Terwilliger and Peter A. Pappas, Terwilliger Pappas develops best-in-class multifamily apartment communities in the Southeast’s most appealing submarkets. Terwilliger Pappas communities are identified by their marquee brand, Solis, and reflect the company’s elevated design emphasis resulting in the highest quality communities for residents, investors, and partners. Terwilliger Pappas is based in Charlotte, with regional offices in Raleigh and Atlanta.
About Solis Nexton
Solis Nexton is a vibrant community in the heart of the award winning, master- planned Nexton community. Enjoy our contemporary aesthetic, ideal amenities, and neighborly atmosphere while just steps away from renowned restaurants, shopping, and entertainment. At Solis Nexton, you’ll live a bit brighter. Welcome home.
About Lincoln Property Company
Lincoln Property Company was founded in 1965 by Mack Pogue as a builder and operator of high-quality residential communities. Headquartered in Dallas, Lincoln focuses on real estate investment, construction and development, in addition to property management. In 2019, Lincoln Property Company’s residential division formed a strategic partnership with Cadillac Fairview (CF), a globally focused owner, operator, investor, and developer of best-in-class retail, office, residential, industrial and mixed-use assets. Wholly owned by the Ontario Teachers' Pension Plan, CF manages in excess of $36 billion of assets across the Americas, Asia, and the United Kingdom, with further expansion planned into Europe. Lincoln is currently the second largest multifamily manager in the United States with more than 210,000 units under management. For more information about Lincoln Property Company, please visit www.lincolnapts.com/business-services.
Media Contact:Tom BarkerTerwilliger Pappastbarker@terwilligerpappas.com919-585-5191
You’re seeing The Post and Courier’s weekly real estate newsletter. Receive all the latest transactions and top development, building, and home and commercial sales news to your inbox each Saturday here.A new office and commercial condominium ...
You’re seeing The Post and Courier’s weekly real estate newsletter. Receive all the latest transactions and top development, building, and home and commercial sales news to your inbox each Saturday here.
A new office and commercial condominium development is coming to Summerville.
Atelier Downtown Nexton is planned by an affiliate of New Jersey-based Sharbell Development on 7.5 acres on Brighton Park Boulevard off of U.S. Highway 17A.
Located in the developing mixed-use Nexton community, the project″s campus-like setting will include multiple two-story buildings up to 18,000 square feet. Office, service and commercial space will be for sale or lease.
“The design for Atelier Downtown Nexton was inspired by a modern think-tank environment with common green spaces and connectivity to the surrounding community,” said Thomas Troy, president of Sharbell Nexton LLC.
He called the finished product a place “where work happens, creativity thrives and people want to be.”
The project is expected to break ground later this year, with the first phase completed in 2024.
Bridge Commercial will provide leasing and sale services for Atelier Downtown Nexton.
Downtown Nexton is a nearly 100-acre development between Sigma Drive and Brighton Park Boulevard. When completed, it will provide retail, dining, hospitality, residential, service, office and commercial options within walking distance of many of Nexton’s neighborhoods.
Previously announced plans include The Ames multifamily community, The Lofts mixed-use development and Daybreak Market and Fuel.
A six-story building with 134 studio-only apartments is planned on Spring Street in downtonw Charleston.
11: Number of new gates proposed in the 20-year expansion plan for Charleston International Airport.
19: Number of Chick-fil-A restaurants now serving the Charleston area after the recent opening of a new restaurant in Berkeley County.
26: Number of years women’s clothing store Ellington has operated in Charleston before recently moving off the peninsula.
+ Rezoning rejected: Developers’ plans to build a 150-unit apartment project on Charleston’s upper peninsula, where a restaurant and bar operate, hit a roadblock Oct. 19 when the Planning Commission unanimously opposed the change in land use.
+ Eyes have it: A national eyewear company recently opened its second Charleston-area location and 10th in South Carolina.
Patriots Annex is a 31-acre development at Patriots Point and will include a mix of hotels, offices, shops, conference center, amphitheater, parking decks, park and a boardwalk. The Grand Patriot Hotel, in background, will serve as the centerpiece of the new multiyear project.
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You’re seeing The Post and Courier’s weekly real estate newsletter. Receive all the latest transactions and top development, building, and home and commercial sales news to your inbox each Saturday here.At the mid-year point, South Carolina boasts three of the ...
You’re seeing The Post and Courier’s weekly real estate newsletter. Receive all the latest transactions and top development, building, and home and commercial sales news to your inbox each Saturday here.
At the mid-year point, South Carolina boasts three of the top-selling 50 master-planned communities in the U.S.
RCLCO Real Estate Consulting ranked Cane Bay Plantation in Berkeley County at No. 5 with 525 sales during the first six months of 2022. That’s down 9 percent from last year’s midpoint.
Nexton, also in Berkeley, came in at No. 22 with with 308 sales, down 5 percent from the first six months of last year.
Latitude Margaritaville in Hardeeville near Hilton Head Island ranked No. 39 with 234 sales, down 29 percent from last year from January through June.
The top-selling, master-planned community continues to be The Villages, between Ocala and Orlando, Fla. It had about 1,500 sales, down 25 percent from last year at the midpoint.
Almost all of the top 50 are in the southern tier of states. Texas posted the most with 20, Florida landed 15, Nevada had four, California and Arizona saw three each, and Utah and Washington state notched one each.
Total new home sales among the 50 top-selling master-planned communities declined by 18 percent in the first half of 2022 compared to the same time period last year, according to RCLCO.
“Supply chain issues and inadequate new home inventory have continued to pose problems for developers, as price increases and interest rate hikes have begun to impact traffic from potential buyers in recent months,” RCLCO said in its mid-year report.
Nationally, the average price among all new single-family homes is up 15 percent since mid-2021.
“The results of this updated mid-year report confirm that supply chain disruptions continue to have an impact on the ability of master-planned communities to meet new home demand, though climbing interest rates and price appreciation have begun to have an impact on that demand, at least in the near-term,” said RCLCO principal Karl Pischke.
“However, it is important not to overreact to the slowing of sales seen over the last year, as these are still short-term trends,” he said.
“The long-term future of the for-sale housing industry, as evidenced by favorable demographic tailwinds, is strong,” Pischke said. “And the future of master-planned communities, particularly in their ability to capture an outsized share of buyer demand during uncertain or difficult economic times, provides another reason for optimism.”
An affiliate of King and Society Real Estate of Charleston bought the 1.5-acre parcel in 2019 for $1.25 million and plans to open a 38-room new lodging with a restaurant and other amenities on the edge of Beresford Creek.
4427: Address on Spruill Avenue in North Charleston for a new alcohol-making business called Wind & Waves Brewing.
28,200: Square footage of new Buy Buy Baby store soon to open in North Charleston. It’s the company’s second store in South Carolina.
5,703: Square footage of new sports bar The Natural coming to Johns Island, tentatively in mid-August.
+ Sold: The historic Two Meeting Street Inn changed hands earlier this month for nearly $7.7M. It’s had just two previous owners in its 131-year history.
+ The scoop: Jeni’s Splendid Ice Creams plans to open a second Charleston-area venue in Mount Pleasant Towne Centre.
+ Breaking ground: Charleston kicks off work on $42 million affordable senior housing complex at former Archer School.
Developers Capital Square and Method Co. plan to open the 50-room ROOST Apartment Hotel by early 2024 at the site of the former Dixie Furniture Store at 529 King St. in downtown Charleston.
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The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on bui...
The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.
After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.
But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on building a state-of-the-art facility at 1667 Rose Drive in the Nexton mixed-use community in Downtown Summerville.
With shovels hitting the dirt this past Sunday, the projected completion date for construction is about 18 months away in the summer of 2024.
New Covenant’s congregation is presently meeting for 9 a.m. and 11 a.m. services at the old Summerville Church of God at 304 Pine Street during the Nexton construction phase. Additionally, the church also has several sub groups that meet separately on Wednesday night, including a a woman’s group, along with boys and girls clusters.
Food distribution services are also part of the mix, as New Covenant collaborates with a North Charleston ministry to donate food to the needy every Thursday.
“Our church will be constructed with future plans to include an outdoor amphitheater and athletic fields,” detailed Black. “Our main goal in the next few months is to have our church ready for worship and facilities for our children’s ministries.”
Campbell, a Hazard, Kentucky native, and his wife, Mary, served abroad as evangelists and pastors in the United Kingdom prior to starting New Covenant out of their living room.
When asked if Pastor Campbell’s sermon style is strictly by-the-book, Black described him as a preacher who will incorporate or relate to the daily lives of his congregants, but also bring his discussion back to the Bible. In short, she depicted him as a “man with a vision.”
It was also noted that Campbell is a member of the Charleston Ecclesiastic Council and heavily involved in training in parts of Europe and Asia.
Unlike lots of new churches featuring gospel bands and singing at their services, however, New Covenant goes down the more traditional music-free route.
“We are a multi-cultural, multi-generational place to worship,” concluded Black, who expounded on the collective enthusiasm provided by church members on a weekly basis.
“On any given Sunday at New Covenant, you will find smiling faces, willing hands and open hearts. There is room here for those who have felt unwanted and neglected. There is room here for those who have never walked through the doors of a church. There is room here for families that are struggling ... for the imperfect. As a matter of fact, this is what New Covenant is made of — come as you are. You’ll see suits and ties right next to shorts and flip flops. It would make our day to see you walk through the doors.”