Mortgage Broker in Seabrook Island, SC

We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.

Here are just a few reasons why home buyers choose Mission One Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.

Contact Us For Service !

Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Seabrook Island, SC, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

 Mortgage Broker Seabrook Island, SC
 Mortgage Company Seabrook Island, SC

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

 Mortgage Lending Service Seabrook Island, SC
 Refinancing Seabrook Island, SC

Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Seabrook Island, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.

Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time

Head-bottom

Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Seabrook Island, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
 Refinances Seabrook Island, SC

Latest News in Seabrook Island, SC

Editorial: We dodged a bullet on Seabrook. Make sure it doesn’t happen again.

Everyone who cares about southern Johns Island should be pleased that a controversial annexation was pulled from the Seabrook Island Town Council’s agenda last week in the face of mounting opposition over what the annexation would help create — a new boat dock, private clubhouse, boathouse, pool house and 10 rental cottages — and the likelihood that it would add more traffic and pollution to the rural side of Charleston County’s urban growth boundary.But those same folks, particularly leaders on Kiawah and Seab...

Everyone who cares about southern Johns Island should be pleased that a controversial annexation was pulled from the Seabrook Island Town Council’s agenda last week in the face of mounting opposition over what the annexation would help create — a new boat dock, private clubhouse, boathouse, pool house and 10 rental cottages — and the likelihood that it would add more traffic and pollution to the rural side of Charleston County’s urban growth boundary.

But those same folks, particularly leaders on Kiawah and Seabrook islands and Charleston County Council, should not get complacent. Instead, they need to work together on better planning to guide development in and around where those two sea islands meet up with southern Johns Island.

It’s unclear when, or if, the developer’s annexation request might resurface. Even if it doesn’t, there undoubtedly will be other development plans that will expose the tensions between those living on rural Johns Island and those living beyond the gates at Kiawah and Seabrook. This moment offers an important reset, one that should begin with getting all these local governments to recommit to the vision of an urban growth boundary — a line past which suburban development would not be supported through zoning, infrastructure or other local policies.

Such a recommitment wouldn’t bind future councils any more than their respective comprehensive plans do, but it would send a unified message about their mutual commitment to respect the natural beauty and environmental sensitivity of the area.

It’s clear that development pressures at Kiawah’s and Seabrook’s doorstep are increasing. A fresh series of new developments, including a senior living facility and an emergency medical facility, is cropping up. Elected officials, neighborhood leaders and county planners need to come up with a mutually agreed-upon zoning overlay for the area, one that would guide future development to ensure new uses and the size and scale of new buildings are appropriate. Such an overlay also would prevent developers from trying to play one jurisdiction against another to get the permits they seek, a tactic sometimes used in other parts of the tri-county area.

The mutual interests of everyone became clear during this recent annexation controversy, as the mayor of Kiawah Island took the unusual step of sending a letter to Seabrook’s mayor and council urging them to reject the annexation and respect the urban growth boundary, which Mayor John Labriola noted “serves as a guide to direct appropriate urban and suburban development while preserving and cherishing the rural charm of the Sea Islands that we all hold dear.”

Given what we’ve seen this summer, the existing urban growth boundary line may not continue to be enough on its own, and we believe a joint planning effort could help pin down the following: to what extent commercial development in the greater Freshfields area should be allowed to inch its way north on Betsy Kerrison; whether the towns should annex any more of Johns Island; whether any upzoning in the area might be appropriate; and how new building would affect the net traffic and drainage needs around Kiawah and Seabrook. While residents live only on Kiawah or Seabrook or in the unincorporated area, they have a stake in the answers to all those questions. This area deserves a new zoning overlay and conservation goals that offer a shared vision of how the southern part of Johns Island will — and will not — change.

Regional planning needs to take place on a large scale — such as our greater metro area from Seabrook to Awendaw to Summerville and Moncks Corner — but it’s also necessary on a smaller scale, especially in those places such as southern Johns Island where multiple local governmental jurisdictions meet.

Decades ago, the city of Charleston and Charleston County came up with the urban growth boundary across Johns Island and other areas where the suburbs ended to ensure their zoning and other policies worked together to protect rural areas that residents wanted to remain rural. Kiawah and Seabrook were once seen as too distant to bring into the conversation about that line. That’s not the case any more.

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Plans for yacht club concerns sea island residents

SEABROOK ISLAND, S.C. (WCSC) - The potential for a new yacht club and several docks on Seabrook Island is concerning Sea Islanders and environmental advocates.Town of Seabrook leaders discussed those plans Wednesday, which would include the annexation of a portion of Charleston County into Seabrook island.The town’s planning commission voted 4-1 to recommend moving forward with the annexation to the town council.The nearly 18-acre site, called the “Andell Tract,” sits between Bohicket Marina and Betsy K...

SEABROOK ISLAND, S.C. (WCSC) - The potential for a new yacht club and several docks on Seabrook Island is concerning Sea Islanders and environmental advocates.

Town of Seabrook leaders discussed those plans Wednesday, which would include the annexation of a portion of Charleston County into Seabrook island.

The town’s planning commission voted 4-1 to recommend moving forward with the annexation to the town council.

The nearly 18-acre site, called the “Andell Tract,” sits between Bohicket Marina and Betsy Kerrison Parkway on Johns Island.

the plan includes a private Yacht Club and amenities such as a boat house, pool house and detached hotel containing 10 two-story cottages, according to town documents.

It also has public spaces including a boardwalk, pathways and a community crabbing dock.

Dana Beach, the founder of the Coastal Conservation League, said his two main concerns about the proposal are the environmental impacts on the water, and the crossing of Charleston County’s Urban Growth Boundary.

He said if The Town of Seabrook annexes this portion of Charleston County into their town for development, it could set a precedent for other local municipalities to do the same.

“The town may say ‘this is only a 20-acre parcel that in itself isn’t a big deal,” Beach said. “That’s what Charleston could say if it wanted to coming down from the north, that’s what Kiawah could say as it comes in from the East, even Folly Beach could say that.”

Robby Maynor, the Communities and Transportation Program Director for Coastal Conservation League echoed Beach’s point while addressing the planning commission at Wednesday’s meeting.

“There is an ongoing effort for collaboration between the municipalities on the sea islands to reaffirm that growth boundary to help strike a balance between development and preservation, this annexation would be a step in the wrong direction,” Maynor said.

The majority of the 544 written comments and 10 in person comments were against the development, although some community members spoke in its’ favor.

“I believe a Yacht Club is an amenity that fits perfectly within our diverse group of people,” Seabrook resident, Jackie Helline, said.

Mike Shuler, the Owner and Managing Partner for Bohicket Marina Investors, said he respectfully disagrees with the fear that this annexation may set a precedent for other municipalities to cross Charleston County’s Urban Growth boundary.

“What we are annexing is part of Seabrook’s comprehensive plan. Whether it crosses an Urban Growth Boundary, in my opinion, isn’t relevant here,” Shuler said. “Not to mention, further expansion beyond the property we are contemplating here is not possible because of conservation easements that are in place.”

Copyright 2023 WCSC. All rights reserved.

Here’s your guide to what Kiawah and Seabrook islands have to offer

Just 25 miles from downtown Charleston, Kiawah and Seabrook islands are the destinations for anyone looking to escape the bustle of the city.These islands offer so much more than beautiful beaches. They have sports, spas, top restaurants and amazing shopping.We’ve compiled a guide for tourists and locals drawn to the islands’ natural beauty. Whether you like fine dining or a relaxed day on the golf course or the beach, we have a guide for you.ExploreThe two barrier islands each offer world-class golf...

Just 25 miles from downtown Charleston, Kiawah and Seabrook islands are the destinations for anyone looking to escape the bustle of the city.

These islands offer so much more than beautiful beaches. They have sports, spas, top restaurants and amazing shopping.

We’ve compiled a guide for tourists and locals drawn to the islands’ natural beauty. Whether you like fine dining or a relaxed day on the golf course or the beach, we have a guide for you.

Explore

The two barrier islands each offer world-class golf courses that have been featured in major sporting events. Anyone looking to live out their professional golf fantasy can find a home at Kiawah Island Golf Resort’s Ocean Course. The resort has twice hosted the PGA Golf Championship, in 2012 and in 2021.

The resort renovated all of its courses in preparation for the 2021 tournament which brought thousands of fans to the island.

Those looking for a golf membership should also consider the Seabrook Island Club. The club’s two courses, Ocean Winds and Crooked Oaks, are open to members, group outings and events.

The two islands aren’t just for golfers; they also feature world-class beaches. Kiawah alone has 10 miles of beaches. The Charleston County Parks and Recreation Commission operates Beachwalker County Park, the only beach on the island open to the public.

Seabrook’s Pelican and North beaches also offer views of the sunset and sunrise, although they are not open to the public. The rest of Kiawah’s beaches are privately owned, so those looking for a longer stay should consider all-access options.

The islands are also a great place to explore Lowcountry wildlife. Those looking to get up close to dolphins should visit the northernmost tip of North Beach during low tide at Seabrook or Captain Sam’s Inlet on Kiawah. Bottlenose dolphins are known to strand-feed there — a technique the dolphins used to trap fish and drive them onto sandbars and shorelines.

Kiawah’s brackish and freshwater ponds are also home to alligators throughout the island. They can be seen lying on pond edges, basking in the sun.

The islands also serve as nesting grounds for sea turtles. From mid-May through early August, female turtles come ashore to lay anywhere from 100 to 150 eggs in nests they dig in the sand. Island patrol members and wildlife officials work to protect the nests from human interference throughout the season.

Shopping

Interested in shopping? All Kiawah visitors need to do is travel to Freshfields Village near the island’s entrance.

It has a plethora of high-end clothing chains such as Lilly Pulitzer, Vineyard Vines and Johnny Was. It also has boutiques such as Signature Oak, SHOWROOM and Holly & Brooks.

There are shops offering apparel and wares for both men and women, including Southern Tide, and stores for outdoor enthusiasts, such as SeaCoast Sports and Outfitters.

Seabrook also offers many shopping options for visitors. Seabrook Shoppe offers an array of souvenirs.

Eat and drink like a local

The islands have restaurants for every type of foodie.

Kiawah offers high-end fare such as Jasmine Porch and The Ocean Room at the Sanctuary hotel.

People can also visit Beaches & Cream for coffee and dessert or grab Italian food at Tomasso at Turtle Point.

The island also offers more casual eateries like La Tela Pizzeria, Fuji Sushi Bar & Grill for Japanese lovers, and Cantina 76 for Mexican fans.

Seabrook boasts relaxed food like McCann’s Irish Pub and Kiss Cafe.

The 12 Best South Carolina Islands to Visit

PureWow editors select every item that appears on this page, and the company may earn compensation through affiliate links within the story. All prices are accurate upon date of publish. You can learn more about the affiliate process here.You’ve already been charmed by Charleston, maybe even made the trip to some of ...

PureWow editors select every item that appears on this page, and the company may earn compensation through affiliate links within the story. All prices are accurate upon date of publish. You can learn more about the affiliate process here.

You’ve already been charmed by Charleston, maybe even made the trip to some of South Carolina’s best small towns like Bluffton, Georgetown⁠ and Mount Pleasant. But there’s a lot more awesomeness waiting to be discovered in the Palmetto State…or, shall we say, just off the coast. South Carolina has some really incredible isles that are perfect for vacation, whether you’re intrigued by pirate lore, love exploring salt marshes, fancy a birdwatching holiday or just need a stress-free escape where wild horses run free. Here, the best South Carolina islands and where to stay on each one.

RELATED

The 12 Most Charming Small Towns in South Carolina

1. Hilton Head Island, South Carolina

One of South Carolina’s most popular tourist destinations for a plethora of reasons, Hilton Head Island offers an incredible mix of natural wonder, upscale delights and outdoor activities. You can book whale watching and dolphin spotting boat charters, hit the links, go cycling, hiking and kayaking, play tennis and polo, do some shopping, snap pics in front of the red-and-white-striped Harbour Town Lighthouse and, of course, catch some rays on the beach.

Explore It

2. Daufuskie Island, South Carolina

No doubt you’ve heard of Hilton Head Island and Savannah in the neighboring state of Georgia. Sitting just off the coast between these well-known vacation destinations is a tiny hidden gem called Daufuskie Island with a population of just 500 residents. There aren’t hotels or big-name attractions. Instead, it's a place of peace, quiet and magical natural wonders—bottlenose dolphins bob in the waters and loggerhead turtles nest on the shore.

Explore It

3. Kiawah Island, South Carolina

In terms of true vacation destinations, Kiawah Island is a hole-in-one. It has a huge gated luxury beach and golf resort with loads of swish accommodation and amenities like world-class fairways. You don’t need to be a guest to explore the island, which is open to the public. Daytrippers from Charleston often drive over to enjoy the sandy beaches, hiking and biking trails, tours at Heron Park Nature Center and Marsh Island Park.

Explore It

4. Capers Island, South Carolina

A pretty, undeveloped barrier island oasis, Capers Island is the perfect spot for a family vacation. Beaches, maritime uplands and salt marshes provide the perfect backdrop for outdoor adventure. It’s excellent for birdwatching and wildlife peeping. Be sure to bring your camera to the eye-catching “boneyard beach” where old tree stumps dot the sandy expanse. Bonus: accessibility from Charleston means no long travel days with the kiddos.

Explore It

5. Deveaux Bank, South Carolina

By now you’ve likely gathered that birding is a big deal in South Carolina. Deveaux Bank, a horseshoe-shaped spit of sand at the mouth of the North Edisto River estuary, takes it to the next level as the island actually encompasses a 215-acre sanctuary that’s a protected nesting habitat for many sea and shorebirds. If you’re keen to see eastern brown pelicans and black skimmers, hightail it over to Deveaux Bank.

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6. Seabrook Island, South Carolina

Seabrook Island is a downright dreamy place to live or visit. A lot of people choose to reside in this private, oceanfront community. That’s because it’s pretty as a picture with natural beauty galore, nationally recognized birdwatching, two award-winning golf courses, near-empty beaches, a racquet club, an equestrian center and stunning houses we’d happily call home. And the fact that it’s just a few miles from downtown Charleston yet retains a sense of seclusion definitely helps, too.

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7. Bear Island, South Carolina

A nature lover’s dream, Bear Island feels rugged and remote despite sitting just an hour outside Charleston. This undeveloped and pristinely beautiful 12,021-acre Sea Island is part of the ACE Basin estuarine reserve area and managed by the South Carolina Department of Natural Resources. That translates to ample opportunities for bird watching (it’s among the top-ranked spots for twitchers in the entire state) and wildlife viewing, fishing, hiking and biking.

Explore It

8. Edisto Island, South Carolina

For a fantastic family-friendly holiday, consider Edisto Island. A laid-back Lowcountry Sea Island not far from Charleston (some people even call it home and commute into the Holy City, just to give you a sense of proximity) that’s approximately 68 square miles and has loads of low-key appeal in the form of sandy beaches and outdoor activities for all ages, including hiking and camping in Edisto Beach State Park.

Explore It

9. Fripp Island, South Carolina

Fripp Island doesn’t scream "Shiver me timbers" in that really obvious sort of way. But its treasure hunting past is really interesting and the legends live on. Though, these days, the most seaward of the barrier islands feels a lot less pirate and more residential vacation resort with sandy beaches, tennis courts and golf courses. It’s also a designated wildlife sanctuary. Visitors and residents frequently see great blue herons, wood storks and dolphins.

Explore It

10. Port Royal Island, South Carolina

If you’ve spent some time in South Carolina or are generally familiar with the Palmetto State, Beaufort probably rings a bell. Port Royal Island is the island where the aforementioned seaside city resides. There are beautiful beaches, scenic walking trails, boat tours and tons of opportunities for birdwatching. It's also a popular pick for foodies, specifically seafood lovers who come from far and wide to sample fresh-caught Lowcountry fare.

Explore It

11. Callawassie Island, South Carolina

Callawassie Island may be one of the hundreds of barrier and sea islands, but this 880-acre private slice of paradise just 17 miles from Beaufort sets itself apart from the rest with its coastline, tidal creeks, lagoons, salt marshes and moss-draped trees. There’s also a butterfly garden and a golf course. Callawassie Island is accessible via the half-mile-long causeway that connects it to the mainland as well as by boat.

Explore It

12. Johns Island, South Carolina

Sure, bigger isn’t always better. But, then again, sometimes size ups the appeals of a place. Sprawling 738 acres, Johns Island, the largest island in South Carolina and famously a filming location for The Notebook is enchantingly beautiful with miles of wooded trails, farms and lakes. Back to the whole size thing…its most famous feature, the massive ancient Angel Oak stands a whopping 65-feet tall and shades an area of 17,000 square feet.

16 Least-Crowded Beaches You Should Add To Your South Carolina List

While some travelers head to beach to party, others prefer quiet and peaceful beach destinations. There is something special about choosing a spot where beaches are less crowded and the atmosphere is relaxing. Fortunately, South Carolina boasts numerous laid-back beaches to have this kind of vacation, and they wouldn't disappoint.As much as some vacationers love South Carolina's bustling beaches like Myrtle Beach and Hilton Head, someti...

While some travelers head to beach to party, others prefer quiet and peaceful beach destinations. There is something special about choosing a spot where beaches are less crowded and the atmosphere is relaxing. Fortunately, South Carolina boasts numerous laid-back beaches to have this kind of vacation, and they wouldn't disappoint.

As much as some vacationers love South Carolina's bustling beaches like Myrtle Beach and Hilton Head, sometimes a more secluded spot in the sand to relax and unwind is what one needs. Here are 14 of the least crowded beaches in South Carolina one should add to their next vacation bucket list.

Daufuskie Island

For those who are looking for secluded beaches in South Carolina, Daufuskie Island Beach is unquestionably an idyllic location to experience serenity and natural beauty. Visitors to the island enjoy beachcombing and lovely vistas without a lot of tourists. It is also the perfect location to share some special moments with one's partner. Travelers must take a water taxi or ferry from Hilton Head to the Freeport Marina and then drive a rented golf cart to reach the beach.

Capers Island

Capers Island Beach

Capers Island, about 15 miles north of Charleston, is one of the hidden beaches in South Carolina, offering a serene setting to enjoy a romantic walk along the shore, spend some beautiful moments with family while hunting for shells or building sand castles, or simply unwind in complete solitude and nature. Visitors can take a ferry or a boat tour to the pier on Capers Inlet, from where they can walk over the marsh to an unpaved trail and then to the beach.

Isle Of Palms Beach

Isle of Palms is reachable from Charleston via a 17-mile drive. Believed to have been originally inhabited by Sewee Indians, this beach has existed for at least 25,000 years. Isle of Palm Beach is an amazing tourist destination, suitable for families with pets and every other traveler looking for a peaceful spot to have a good time. Travelers will experience fun-filled activities, such as parasailing, jet-skiing, swimming, and sunbathing. This place is packed with beautiful hotels, golf courses, and parks.

RELATED: These Are The Best Times To Visit Charleston (& What To Do There)

13 Garden City Beach

Garden City is one of the best least-crowded beaches near Myrtle Beach that vacationers should add to their South Carolina bucket lists. Praised for its incredible family-friendly atmosphere, the beach offers breathtaking ocean views along the southern coast. Nestled to the south of Surfside Beach, Garden City Beach is a hot spot for watersports, crabbing, and fishing. The beach boasts a pier, a perfect fishing spot during the day, which turns into an entertainment and live music paradise by night.

12 Edisto Beach State Park

Situated on Edisto Island, this beach is in one of South Carolina’s four oceanfront state parks, offering an array of fun activities, including hiking, camping, biking, and more. After a long day of exploring the mind-blowing unspoiled environment, the wide-open beach at the park welcomes travelers to have a relaxing, where they may pick some shells here and there.

11 Fripp Island Beach

Fripp Island beaches are some of the most pristine in South Carolina. They are also the perfect spots to go golfing and experience southern hospitality. The island has been a top destination for romantic getaways, weddings, and family vacations. The beaches are some of the least crowded in the state, and offer endless kayaking opportunities. There is a kiddie pool at the seaside waterpark on the island, with slides for children to enjoy. Travelers will find several bikes and golf carts, as most vacationers prefer them as modes of transportation.

10 Folly Beach

Located between Folly River and the Atlantic Ocean, Folly Beach is one of the best parts of the history and charm of South Carolina's coast. The beach is reachable in about a 15-minute drive from downtown Charleston. Also referred to as ‘’The Edge of America’’, Folly Beach is a dream come true for tourists looking for an impressively relaxing beach destination. Sunrises and sunsets spent here are some of the most unforgettable! On the eastern side, a spectacular view of the Morris Island Lighthouse awaits.​​​​​​​

RELATED: Isle of Palms, Sullivan's Island, And Folly Beach: Get To Know Charleston's Beaches

9 Huntington Beach State Park

Huntington Beach State Park is an excellent getaway for vacationers looking to experience the wild side of South Carolina on a less-crowded beach. Boasting over 300 species of birds, Huntington Beach is one of the best birdwatching spots in the state. Travelers will also spot alligators, pelicans, sea turtles, spoonbill, and more. There is a wildlife education center at the park, as well as several land animals to explore.​​​​​​​

8 Burkes Beach

Located on tourists' favorite Hilton Head Island, right next to Chaplin Community Park, travelers can easily get to the beach on bikes thanks to the sandy pathway. There are other paved pathways vacationers can use to reach the beach. Burkes is not always crowded, and vacationers will be pleased at the relaxing atmosphere. There are numerous basketball and tennis courts as well as large fields to explore within the park.​​​​​​​

Kiawah Island

Located just off Charleston's coast, Kiawah Island is a favorite among golf enthusiasts and known for having hosted multiple PGA Championships. The luxury island boasts five of the most impressive golf courses in South Carolina and some of the quietest yet most exciting beaches in the state. There is over 10 miles stretch of beaches, along with magnificent forests, sand dunes, and incredible wildlife, including bobcats, sea turtles, alligators, and whitetail deer.​​​​​​​

Related: 10 Best Things To Do In Kiawah Island, South Carolina

6 Mitchelville Beach

Even during peak travel periods, Mitchelville is still one of the least crowded beaches in South Carolina to add to the bucket list. Mitchelville Beach is lined with beautiful trees and some grass in the water that make the place look incredibly magnificent in the mornings and evenings. This is the best place to search for seashells and track some animal steps in the sand. The beach has picnic tables, an outdoor sand shower, and a bathroom.​​​​​​​

5 Litchfield Beach

Litchfield beach is recognized for boasting an incredibly quiet charm with beautiful golf and tennis courses. Travelers will also find some private clubs along the beach, giving them a range of options for entertainment. Surrounded by Huntington Beach to the north, Litchfield features lavish resorts with fantastic amenities and public access areas families can use for picnicking. This is the best spot to have a stylish beach vacation in a quiet environment.​​​​​​​

4 Sullivan's Island

Out of Charleston's three nearest and most popular beaches, Sullivan's Island is the most tranquil. This quaint barrier island is only 3.3 square miles, and has intentionally worked to retain its reputation as one of the most quiet beach towns in South Carolina through restricting short-term rentals. Sullivan's Island is a great option for a relaxing day at the beach while visiting Charleston thanks to its proximity to downtown.

Stroll or bike along the wide, flat shores, or visit historic Fort Moultrie. Dating back to the 1700s, it of the oldest forts on the East Coast and fabled author Edgar Allan Poe was based there. Grab a bite to eat on Middle Street and take advantage of al fresco dining at one of the charming restaurants.

3 Seabrook Island

Seabrook Island is another one of the barrier islands that are situated off the coast of Charleston. Anyone looking for low-key beaches in South Carolina should consider heading here for their next vacation. This charming island offers a serene beach environment, lots of upscale accommodation options, and a stunning natural environment of ocean, marsh, and maritime forest.

This quiet South Carolina beach is enticing to birders, having won recognition as Audubon International Certified Sustainable Community. It is also a favorite of equine enthusiasts thanks to its full-service equestrian center offering beach and trail rides.

2 Bulls Island

Anyone looking for a unique beach experience should be sure to check out Bulls Island. Situated within the Cape Romain National Wildlife Refuge, the uninhabited island remains pristine and virtually untouched. Bulls Island boasts some of the most secluded beaches in South Carolina, and is home to tons of wildlife. It is world-renowned for bird life, with close to 300 different species found on or near the island.

Be sure to visit Boneyard Beach on Bulls Island for an other-worldly experience. The bleached oak, pine, and cedar trees on the northern end of the island, surrounded by miles of empty shores, give an almost haunting feel.

1 Morris Island

A tiny sand island in the Charleston Harbor, Morris Island is most famous for its iconic lighthouse. It is a popular beach for boating, kayaking, fishing, and photography, or simply an undisturbed stroll along the shoreline.

While it is located just a stone's throw away from the very Fido-friendly Folly Beach, dogs are not allowed on Morris Island. While it can appear to be within walking distance from Folly at low-tide, the currents are strong and dangerous so don't attempt to wade across.

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