Mortgage Broker in Ridgeville, SC

We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mission One Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mission One is the team you can trust.

Here are just a few reasons why home buyers choose Mission One Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mission One Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mission One Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mission One Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mission One Mortgage will provide you with all the necessary information to secure the best loan.

Contact Us For Service !

Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mission One Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Ridgeville, SC, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

 Mortgage Broker Ridgeville, SC
 Mortgage Company Ridgeville, SC

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mission One Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

 Mortgage Lending Service Ridgeville, SC
 Refinancing Ridgeville, SC

Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mission One Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Ridgeville, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mission One Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mission One Mortgage ASAP, as loan rates change frequently.

Mission One Mortgage: Turning Dreams into Reality, One Mortgage at a Time

Head-bottom

Here at Mission One Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Ridgeville, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
 Refinances Ridgeville, SC

Latest News in Ridgeville, SC

Data center project planned in Ridgeville, South Carolina

A “significant” data center development is coming to Ridgeville, South Carolina.According to Dominion letters sent to the Public Service Commission of South Carolina, a company called Mallard, LLC is proposing ‘Project Dawson’; a data center development on land near Research Center Drive in Ridgeville, in South Carolina’s Dorchester County.The site, located to the northeast o...

A “significant” data center development is coming to Ridgeville, South Carolina.

According to Dominion letters sent to the Public Service Commission of South Carolina, a company called Mallard, LLC is proposing ‘Project Dawson’; a data center development on land near Research Center Drive in Ridgeville, in South Carolina’s Dorchester County.

The site, located to the northeast of Charleson, will have its own substation. Information about the site’s planned capacity – along with timelines – has been redacted.

Dominion said Mallard was investing a “significant” amount of capital into the project, which will represent a “substantial load” for the energy firm.

As reported by the Post and Courier, the company is being offered a special "economic development rider" rate that amounts to 6 cents for every kilowatt hour of power – half of what residential customers pay.

The SC Public Service Commission has to review any such deals, but is yet to set a meeting date.

John Truluck, Dorchester County's economic development director, told the publication he has not heard of Mallard LLC.

The Post notes the data center's location is the same parcels where a company operating as Autumn Timber LLC previously proposed to invest $510 million on an unspecified development at the Pine Hill Business Campus off Highway 17A.

Autumn Timber previously used ‘Project Dawson’ on a permit application with the SC Department of Health and Environmental Control. Dorchester County Council last month approved tax breaks, a water-service agreement, and a land deal for Autumn Timber – which has previously filed plans under ‘Project Orchid’.

Dorchester County officials previously agreed to sell about 268 acres it owns at Pine Hill Business Campus to Autumn Timber for $5.84 million.

The Post linked Mallard to Google, as the manager of the shell company is one David Thomas. A Google director of corporate strategy named David Thomas has previously been named on other Google-affiliated public documents.

Google currently operates a South Carolina data center campus in Moncks Corner, around 20 miles east of Ridgeville. The company recently acquired another 140 acres in the area.

Elsewhere in South Carolina, a company hiding behind the shell company Starskey LLC is proposing ‘Project Sabal’, which is reportedly a data center development outside Augusta in Graniteville, Aiken County. County officials granted tax incentives to Starskey earlier this year. The company reportedly acquired around 573 acres in the Sage Mill Industrial Park for $19.2 million last year. It's unclear if Starskey/Sabal are linked to Google or Mallard.

Next phase revealed for 1.4M-square-foot Ridgeville industrial center

Childress Klein, the project’s developer, and Altus Equity Group Inc., a real estate sponsor, operator and investment company, said the finalization of securing an $86.5 million loan needed for construction of their industrial project located in the Camp Hall Commerce Park has been arranged with New York Life Real Estate Investors, according to an Altus Equity Group Inc news release.This is said to be one of the largest historical spec build industrial projects within Charleston proper with the Camp Hall Commerce Park Campus 8, ...

Childress Klein, the project’s developer, and Altus Equity Group Inc., a real estate sponsor, operator and investment company, said the finalization of securing an $86.5 million loan needed for construction of their industrial project located in the Camp Hall Commerce Park has been arranged with New York Life Real Estate Investors, according to an Altus Equity Group Inc news release.

This is said to be one of the largest historical spec build industrial projects within Charleston proper with the Camp Hall Commerce Park Campus 8, the next phase of the larger Camp Hall mixed-use park, equaling more than 1.4 million square feet, according to the release.

“While construction started in June of last year, we are pleased to announce the closing of our financing for this project,” said Matt Harper, partner at Childress Klein. “Despite some headwinds in the capital markets, we were able to secure attractive financing through New York Life Real Estate Investors and look forward to working with them to complete construction in the second half of this year.”

Camp Hall has been ranked by “Business Facilities Magazine’s” annual rankings as the No. 7 best industrial park in the nation in 2022 – and the only industrial park to make the list in the Southeast. Moreover, the project’s access to Interstate 26 provides convenient connection to the logistics and distribution capabilities of the Charleston market, including the Port of Charleston and , the release said.

“We are extremely excited about this project,” said Andrew Eicher, Altus Equity senior vice president. “Charleston is a strong economic center with growing industrial demand from manufacturing, logistics, and the continued growth of the Port of Charleston. There are many complications in a deal of this size, and we appreciate the attentiveness of the local and state governments to the project. In addition to our trusted local industry relationships, Camp Hall and were instrumental in working through challenges as they arose during the pre-construction phases.”

Construction started in June upon purchase of the land, which was facilitated by Cushman and Wakefield’s Charleston Office. The Charleston office of Jones Lang LaSalle Inc has been selected as the leasing broker for the project by the combined management team, the release said.

Childress Klein has developed more than 51 million square feet of commercial real estate and owns assets valued at more than $3 billion.

“We continue to see opportunities in construction lending and look forward towards solidifying and expanding our relationships with top tier sponsors such as Childress Klein and Altus," said Elizabeth Roy, New York Life Real Estate Investors’ Structured Debt Team senior director.

Ridgeville SC: Untapped Paradise Amid Charleston's Expansion Draws Varied Demographics

Amid the bustling growth of Charleston, Ridgeville emerges as a serene haven, challenging the conventional rush towards urban living. With its rural charm and strategic location, Ridgeville presents an appealing alternative for those seeking respite from the city's clamor without straying too far from its conveniences. This article delves into the factors making Ridgeville an attractive destination for a diverse range of buyers, from young professionals to retirees, and explores the potential for both residential and commercial growth in thi...

Amid the bustling growth of Charleston, Ridgeville emerges as a serene haven, challenging the conventional rush towards urban living. With its rural charm and strategic location, Ridgeville presents an appealing alternative for those seeking respite from the city's clamor without straying too far from its conveniences. This article delves into the factors making Ridgeville an attractive destination for a diverse range of buyers, from young professionals to retirees, and explores the potential for both residential and commercial growth in this underappreciated gem.

Space to Breathe and Grow

Ridgeville, with its expansive plots and rural setting, offers a stark contrast to the densely populated areas of Charleston and its suburbs. Roni Haskell, a broker associate, and Haley Ebersole, a Realtor, highlight the town's appeal to those weary of homeowner associations and longing for more personal space. The lack of stringent zoning laws and the opportunity to live in a community without the constraints of a master-planned environment are significant draws. The current real estate listings in Ridgeville feature a variety of options, from charming ranch-style homes to plots ready for custom builds, catering to various preferences and needs.

Striking the Balance: Community Feel and Accessibility

Despite its rural allure, Ridgeville does not isolate its residents from the essentials of community living. The Winterseat Community stands as a testament to Ridgeville's ability to offer a gated subdivision experience without compromising on space or neighborly proximity. Furthermore, Ridgeville's proximity to Summerville, approximately 20 minutes away, ensures an easy commute for those working in or near the city, countering perceptions of the town's remoteness. This balance between accessibility and rural tranquility positions Ridgeville as an ideal locale for those seeking the best of both worlds.

Future Prospects: Residential and Commercial Growth

The influx of major companies into the Charleston area signals a looming demand for residential and commercial development in Ridgeville. As the population grows, so does the need for housing and infrastructure to support new residents. Haskell and Ebersole anticipate an uptick in new builds and commercial projects to cater to the expanding community, suggesting a horizon brimming with potential for Ridgeville. However, they also reassure current residents wary of rapid development that Ridgeville's charm and tranquility remain intact, promising a future that respects its pastoral roots while embracing inevitable growth.

Ridgeville stands at a crossroads of past and future, offering a unique proposition to those drawn to its untapped potential. As Charleston continues to expand, Ridgeville's appeal as a peaceful retreat that doesn't stray from modern conveniences becomes increasingly evident. Its evolution from overlooked to coveted reflects a broader trend towards valuing space and quality of life, making Ridgeville not just a place to live, but a lifestyle choice.

24-million-year-old fossilized whale bones unearthed near Ridgeville

RIDGEVILLE, S.C. (WCBD)- Researchers have confirmed the discovery of fossils belonging to a 24-million-year-old whale in Dorchester County.The newly discovered bones belonged to Eomysticetus, an extinct ancestor of baleen whales, according to experts. A team from Palmetto Fossil Excursions unearthed the fossils earlier this month along the Chandler Bridge formation near Ridgeville.“It was extremely exciting knowing how rare Eomysticetes are and knowing that’s what we were pulling out of the ground,” Founder Sk...

RIDGEVILLE, S.C. (WCBD)- Researchers have confirmed the discovery of fossils belonging to a 24-million-year-old whale in Dorchester County.

The newly discovered bones belonged to Eomysticetus, an extinct ancestor of baleen whales, according to experts. A team from Palmetto Fossil Excursions unearthed the fossils earlier this month along the Chandler Bridge formation near Ridgeville.

“It was extremely exciting knowing how rare Eomysticetes are and knowing that’s what we were pulling out of the ground,” Founder Skye Basak said.

Basak and Thomas Gilpin first located the posterior end of the Eomysticete’s skull around 6:00 p.m. on March 29.

The following day, Basak and Gilpin were joined by Joshua Basak, Dr. Elizabeth Kane, David Ryan, Ken Pullen, Mike Bona, and Dr. Robert Boessenecker to continue the excavation process.

By nightfall, the team had expanded the hole to nearly 25 feet wide and 10 feet deep and discovered several more bones—one lower mandible, the sternum, 10 vertebrae, including the atlas, multiple ribs, a flipper bone, and multiple throat bones.

“That’s all that we were able to locate in the bottom of the hole as of last week, but the hole needs to be expanded…so we can look for the rest of the animal,” Basak said.

The lower mandible was finally freed from the hole by about 9:30 p.m. on March 31 and a few hours later the 6-foot-long, 2,000-pound block containing the skull was also freed, according to Basak.

Dr. Boessenecker, a research fellow at the College of Charleston’s Mace Brown Museum of Natural History and one of the world’s leading experts on Eomysticetes, called the specimen a rare find as less than 20 complete skulls exist worldwide.

“It is likely to be more complete than the original specimen of Eomysticetus that was discovered in the 1970s,” he explained. “The more complete a fossil is, the more you can tell about its functional anatomy and how it may have behaved in life.”

Eomysticetes were the largest living whales during the Oligocene Epoch which dates back about 33.9 million to 23 million years ago, according to the American Museum of Natural History. They are believed to have been between 25 and 35 feet long, which is much smaller than modern baleen whales.

Researchers also believe that while the whales may have already had baleen, a filter-feeding system, which allowed them to eat zooplankton. There is also evidence to suggest that Eomysticetes may have also had a few residual teeth, according to experts.

Remains of the extinct whales have primarily been found in South Carolina, New Zealand, Japan, Washington, and Oregon. But, Dr. Boessenecker said the first named specimen of Eomysticetus was discovered in Ladson.

“There’s some isotopic evidence that they perhaps underwent seasonal migration,” he said.

After experiencing machinery-related setbacks, Basak said she hopes the team will continue the excavation efforts in the coming weeks.

“Knowing what this specimen will do for science is kind of mind-blowing, especially if we’re able to locate the rest of the animal and bring it to a point where it’s the most complete specimen of its kind,” she continued.

If you find a fossil in the ground or on the beach in the Charleston area, you can reach out to the Mace Brown Museum for identification.

Ridgeville residents in historically Black neighborhood push back against development

RIDGEVILLE — There are two ways that families spell the last name Coburn. There's "Coburn" as in Coburn Town Road and there's also "Cobin."Ethel Cooke, a lifelong resident in the predominately Black community, said her parents told her the mix-up probably comes from some of the neighborhood's ancestors who were sharecroppers."They couldn't read or write," she said.So the name was spelled on records however it ended up being pronounced.As Cooke sits, telling stories about the com...

RIDGEVILLE — There are two ways that families spell the last name Coburn. There's "Coburn" as in Coburn Town Road and there's also "Cobin."

Ethel Cooke, a lifelong resident in the predominately Black community, said her parents told her the mix-up probably comes from some of the neighborhood's ancestors who were sharecroppers.

"They couldn't read or write," she said.

So the name was spelled on records however it ended up being pronounced.

As Cooke sits, telling stories about the community of Coburn Town, the one about the names makes her and others smile. It's part of what makes this place special — the shared history — and a symbol of what could be lost as growth starts to transform the area.

"We don't know what's coming," said Elizabeth Crum Huffman, another lifelong resident.

Located off School Street, the Coburn Town community is surrounded by trees, open fields, a railroad track and a closed sawmill. Many of the original Black residents saved money and purchased land in the area following the end of slavery.

Nearly 180 acres surrounding the community were recently approved for rezoning by Dorchester County Council. Those rezoned parcels, including the old Ashley River Lumber Co., will now fall under what the county refers to as commercial light-industrial.

Officials expect it likely will soon hold a warehouse, but no development plans have been approved.

It's one piece of a larger list of changes that highlights Ridgeville as an area of growth. Other indicators include new housing developments, road projects and industrial spaces like the Walmart Distribution Center.

But with a question mark around its future, community members are reflecting even more on what the quiet and familiar community means to them and what it meant to their ancestors who purchased the land to have something of their own.

'We came up the hard way'

Though it's been years since farming was the main source of income in the community, it's still possible to see some of its agricultural roots.

There are open fields that sit on the edges and the rusted fences that used to hold livestock.

Take away the paved roads and some of the home renovations. Picture in its place a couple of wagons, tobacco and potato fields and mules, and it's easy to imagine what the place looked like when Black residents first poured into it.

Walking down Coburn Town Road, Huffman and her sister Virginia Crum said they can remember having to do farming chores as children and just tossing all of the seeds in the field without any order.

Harvest time would usually give them away, they said laughing.

Their father, Willie Kizer Crum Sr., and mother, Hermena Robinson Crum, had 10 children: seven girls and three boys. The couple married in the 1940s. Willie's father was a sharecropper.

Virginia Crum, a retired educator, said their father bought the land they live on now. Some of the things she remembers the most about him is he didn't like buying things on credit and always paid in cash.

Down the street lives James Wesley Duggins Jr., a 78-year-old man who grew up in Coburn Town.

Standing outside working in his yard, he laughed about how annoying the nearby railroad can be with the sound of trains coming through.

His father, James Wesley Duggins Sr., helped build the railroad tracks. "Look now, the machines do all that," Duggins said.

His family moved to the area around the 1920s.

While talking with the sisters, he reminded Crum she integrated Ridgeville Elementary when she was in the first grade. She was born in 1959.

"There's so much history," Crum said.

And while there are tons of happy memories, like playing baseball around some of the farm animals and staying over at each others' houses, the community also remembers how their elders struggled.

There were times as children when they had to run through the woods to avoid White children throwing rocks, Duggins said.

Huffman and Crum's mother often had to travel as far as Charleston to sell goods because the White residents in Ridgeville at the time severely underpaid them, they said.

"We had some strong Black people in the community," Crum said.

Cooke remembers being a child and having a White boy spit at her when they were in town one day.

"I said, 'Daddy, that ain't right,' " Cooke said. Her father, she recalled, encouraged her to let it go for her own safety.

She also remembers sitting outside and working in a yard for a family for whom her grandmother cooked and cleaned. She wasn't allowed to come inside the home.

After working in the yard, Cooke laughed and said all she got for it was an orange dress. "And it had a hole in it," she said.

She said she can't imagine what her grandmother was paid.

"We came up the hard way," Cooke said.

There was a time when everyone in their community was a Coburn-Cobin. But with different marriages, other names started to appear.

Two of Crum and Huffman's aunts married into the Coburn-Cobin family. One of the aunts married Cooke's grandfather.

Outside of marriages, they said, the community has always felt like one big family that supported each other.

When Cooke's family was struggling when she was raised, she said, Huffman and Crum's father would routinely give them potatoes to help them get by.

No one really knew or talked about it.

"Now you borrow sugar and the whole city would know it," Cooke said.

News

A growing town

On Nov. 1, as 180 acres surrounding Coburn Town was rezoned to commercial-light industrial, community members and descendants poured in to raise their concerns.

Many noted the things they wanted to see. Crum emphasized helping the schools and adding facilities like health and community centers. Huffman said she would love to see more sidewalks because she enjoys a daily walk.

Tim Lewis and Felicia Cobin can trace their history in the area as far back as 1829. Rebecca Cobin was buried near the community in the late 1940s. She was born in 1883.

"We really want to look at how we can grow together," Lewis said. "There's history here."

Business

Ridgeville's growth has been a big topic in the past couple of years. Federal funds around COVID-19 relief will bring $6.8 million in roadway improvements around the Ridgeville Industrial Campus.

At the same campus, a Walmart Distribution Center is slated to bring hundreds of jobs to the area, increasing truck traffic.

The county is also expanding water access. Many Coburn Town residents use wells.

Boom & Balance

In conjunction with new housing developments, there's a lot more movement in the Ridgeville area.

Dorchester County Councilman David Chinnis said many things the community wants depend on rooftops. No development plans have been approved around the rezoned property near Coburn Town.

"We don't know what's being built there," Chinnis said.

He encouraged residents to continue their involvement. But whatever comes, he said, the goal would be to protect the community with features like buffers.

The county is also looking to start working on a Ridgeville/Givhans Area Growth Management Plan. The plan has one more layer of council approval to go through before work can start on creating it.

The goal with the plan is to raise awareness about infrastructure concerns and funding. Local community members hope to be a part of the planning process. "Understand that this community is growing," Chinnis said.

And while a lot of the area community members are still wary, many said they still plan to keep pressing on the council to protect the community.

The unknown

Feelings around growth in Coburn Town are mixed.

Some are nervous with the uncertainty about what's to come and what it means about preserving their land and history.

“I was able to share that history with my children,” said Taneeka Wright.

Her grandfather, John Henry Pinckney, was a welder and mechanic who lived in Coburn Town. Her grandmother, Ethel Mae Pinkney, was a cook.

She said she enjoyed showing her children around the community and how she grew up. She remembers having to invent games with friends and families because there weren't a lot of things to play with.

“And I would love to share that history with my grandchildren," she said.

Others in the community are pessimistic and said they know significant change is inevitable.

"It's not going to be the same anymore," said Franklin Pinckney, a lifelong resident and a local high school football star at the old Harley-Ridgeville High School.

All he said he remembers now are the body aches.

Boom & Balance

"It's not going to be the same anymore," he said thinking about the future and the thought of hearing loud trucks and movement in a community that tends to be quiet and slow.

One resident said he doesn't have any fear.

"I like to try and be real," said Wendell Coburn, 81.

Coburn manages his dementia and lives with his wife Betty, 71. With his condition, Betty is still able to communicate with him and help him have conversations with people.

Community members said he might struggle with the present but he can still hold conversations about the past.

Wendell built their Coburn Town Road home more than 40 years ago. He was raised by a single mother who had to walk 3 miles to work.

He's known in the community as being someone who was always willing to lend a helping hand without even being asked. Residents said the influence of his mother and the community is all over him. "They preserved him for me," Betty said with a laugh.

She married into the community.

To Wendell, community connection and talking with people are important. He describes Corburn Town as a community of caring.

When asked to spell his last name, Wendell makes sure people know it's with the "urn" and not the "in."

"If you can't communicate with people, you're doing nothing," he said.

In a 1900 census interview of Ransom Coburn it points to the Coburn-Cobin family origin being in Virginia around the Jamestown area.

The descendants believe they came to South Carolina either for work collecting turpentine or constructing the railroads.

Reach Jerrel Floyd at 843-937-5558. Follow him on Twitter @jfloyd134.

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