Mortgage Broker in Seabrook Island, SC

We know that many home loan officers have horrible reputations. Some brokers only see their clients as transactions, and a means to make quick money. They come off as impatient and pushy, failing to understand that this is a very big decision for you. At Mija Mortgage, we take the opposite approach. We encourage our clients to take as much time as needed to ask us questions and review mortgage documents. We could say that our mission is to exceed your expectations, but we'd rather just show you. From assistance finding FHA, VA, or other loans to refinancing your current mortgage, Mija is the team you can trust.

Here are just a few reasons why home buyers choose Mija Mortgage:

No Additional Fees

No Additional Fees- Providing our client's services free of charge, using a mortgage broker like Mija Mortgage can help you scout the best price on loans without a hefty price tag.

Access to 50 Lenders

Access to 50 Lenders- With access to a range of loans and interest rates available, Mija Mortgage can shop for the best loans for your unique needs.

Accessible to Our Clients

Accessible to Our Clients- Providing a transparent and communicative service to all our clients, Mija Mortgage ensures all phone calls are answered or returned in a timely manner.

Setting You Up for Success

Setting You Up for Success- Helping you prepare all your documents for pre-approval and the loan application, Mija Mortgage will provide you with all the necessary information to secure the best loan.

Contact Us For Service !

Free Consultation phone-number (843) 822-5685

To understand the benefits of working with a mortgage broker, you must first understand their role in the home-buying process.

What Does a Mortgage Broker Do?

Your mortgage broker is a third party that works to connect you with mortgage lenders. Essentially, a mortgage broker works as an intermediary between a person who wants to buy a home and the entities offering loans to buy a home. The mortgage broker works with both the borrower and lender to get the borrower approved. They also verify and collect paperwork from the borrower that the lender needs to finish a home purchase. Typically, mortgage brokers have relationships with several home loan lenders. Mija Mortgage, for example, has access to 50 different lenders, which gives us a wide range of home loans in Seabrook Island, SC, from which to choose.

In addition to finding a home loan lender, your mortgage broker will help you settle on the best loan options and interest rates for your budget. Ideally, your mortgage broker will take a great deal of stress and legwork off your plate while also potentially saving you money.

Help with the Pre-Approval Process

If you're ready to buy a home, getting pre-qualified is a great choice that will streamline the entire process. Your mortgage broker makes getting pre-approved easy by obtaining all the documents needed to get you pre-qualified. In taking a look at your application, they will determine if you're ready for the pre-approval process. If your application needs additional items, the mortgage company will help point you in the right direction to ensure your application is as strong as it can be. Your mortgage broker will also walk you through the different types of loans, from Conventional and FHA to VA and USDA.

In order to be pre-approved for a home in South Carolina, you must have the following:

  • Two Years of W2 Forms
  • 30 Days of Pay Stubs from Employer
  • 60 Days of Bank Statements
  • A Valid Driver's License

Conventional Mortgages

Conventional loans can be used to purchase a new home or refinance your current one. Conventional loans include fixed-rate mortgages and adjustable-rate mortgages. Generally, borrowers must put down a 3% down payment for owner-occupants, 10% for a vacation property, and 20% for an investment home. If you are able to pay 20% of the total cost of the home, you can avoid private mortgage insurance, which is otherwise required. Conventional mortgages are often preferred by buyers with good credit or people needing a non-owner-occupied mortgage.

 Mortgage Broker Seabrook Island, SC
 Mortgage Company Seabrook Island, SC

FHA Loans

FHA mortgages are issued by the U.S. government and backed by the Department of Housing & Urban Development (HUD). This loan is often preferred by first-time homebuyers because it only requires a 3.5% down payment and offers more flexibility with credit requirements and underwriting standards. FHA loans have several requirements you must meet to qualify. Contact Mija Mortgage today to learn more about FHA loans and whether or not they're best for your financial situation.

USDA Loans

Also backed by the government, these loans are insured by the U.S. Department of Agriculture and don't require money down. These loans have lower insurance requirements when compared to FHA loans, offer 100% financing if you qualify, and allow for closing costs to be covered by the seller. In order to qualify for a USDA loan, you must live in a rural area, and your household income must meet certain standards. These loans are often preferred by low-income citizens who live in rural parts of South Carolina.

 Mortgage Lending Service Seabrook Island, SC
 Refinancing Seabrook Island, SC

Veteran Mortgages

Also known as VA or Veteran's Affairs loans, these mortgages are reserved for the brave men and women who served in the military. VA loans help provide our military members, veterans, and their families with favorable loan terms and an easy home ownership experience. Often, those who qualify are not required to make a down payment on their home. Additionally, these loans often include less expensive closing costs.

If you are a veteran or the family member of a veteran, contact Mija Mortgage today to speak with our Vetted VA Professional, Debbie Haberny. Debbie helps our military members, veterans, and their family members obtain home loans utilizing veteran benefits and would be happy to help as you search for a home.

Q. I was talking to my spouse about mortgage brokers, and they mentioned the phrase home loan originator. What's the difference between a broker and a loan originator?

A. The mortgage industry is full of confusing jobs and titles, making it easy to confuse roles and responsibilities. Such is the case with mortgage brokers and home loan originators. Though their roles share similarities, a home loan originator in Seabrook Island, SC, works for a bank or credit union, while a mortgage broker works for a brokerage company. Home loan originators and mortgage brokers are both licensed by the Nationwide Multistate Licensing System (NMLS).

Q. I've heard from everyone that you must have mortgage insurance to buy a home. What is mortgage insurance?

A. Essentially, mortgage insurance helps protect lenders if a borrower forecloses on the home they bought. One advantage of mortgage insurance is that when borrowers pay it, lenders can often grant loans to buyers when they might not have otherwise. Though not always required to buy a home, mortgage insurance is often needed for down payments of less than 20%.

Q. I have just been pre-approved to buy a beautiful home in South Carolina. Is there anything I shouldn't do now that I'm pre-qualified?

A. Mortgage companies like Mija Mortgage, make getting pre-qualified for a home easy. However, as your loan process continues, your lender is required to run a new credit report before closing on a home. For that reason, it's to avoid any activity that might affect your credit score, such as:

  • Do not become a co-signer on a loan with someone else.
  • Do not quit or change your job.
  • Do not apply for new credit cards, automobile loans, or any other lines of credit.
  • Do not use your credit card to pay for large purchases, like furniture for your new house.
  • Do not avoid payments on current lines of credit, loans, or utility bills.

Q. My brother-in-law recently refinanced his home in South Carolina. What is refinancing, and should I consider refinancing my home too?

A. Refinancing your home basically means you're swapping your current mortgage for a new one, most often with a lower interest rate. If you would like to reduce the term of your loan, lower your monthly mortgage payments, or consolidate debt, refinancing may be a smart option. Many homeowners also choose to refinance if they want to switch from adjustable-rate mortgages to fixed-rate mortgages or to get cash back for home renovations. To learn whether refinancing is a viable option for your situation, contact Mija Mortgage ASAP, as loan rates change frequently.

Mija Mortgage: Turning Dreams into Reality, One Mortgage at a Time


Here at Mija Mortgage, we believe that the best communities begin with the dream of home ownership. Our mission is to make those dreams come true, with personalized service, expert guidance, and good old-fashioned hard work. As one of the most trusted mortgage companies in Seabrook Island, SC, we have years of experience working with a diverse range of clients, from first-time buyers and investors to self-employed borrowers and non-native English speakers.

Though every mortgage situation is different, one thing never changes: our commitment to clients. Contact our office today to get started on an exceptional home-buying experience.

Contact Us For Service !

phone-number (843) 822-5685
 Refinances Seabrook Island, SC

Latest News in Seabrook Island, SC

Soak Up The Sun In South Carolina's 10 Best Beach Towns

The United States has plenty of ocean-side states to visit for a beach vacation, but South Carolina easily has some of the best tourist spots on the east coast! From resort options to RV camp sides and everything in between, there's not a shortage of vacation spots for this summer. Trying to evade crowded beaches or looking for the perfect place to paddle-board? There's a South Carolina beach town for everyone! Whether searching for something with ...

The United States has plenty of ocean-side states to visit for a beach vacation, but South Carolina easily has some of the best tourist spots on the east coast! From resort options to RV camp sides and everything in between, there's not a shortage of vacation spots for this summer. Trying to evade crowded beaches or looking for the perfect place to paddle-board? There's a South Carolina beach town for everyone! Whether searching for something with a hip city-like shopping district or if parasailing and paragliding are more the vibe for this vacation, one of these ten beach towns can provide the ideal oasis for families, lovers, and adventurers of all sorts.


Located halfway between Hilton Head and Savannah, Bluffton is a great destination for beach lovers looking to relax and soak in the sun this summer. Start the morning here at The Corner Perk Cafe before taking in all the joy the coast has to offer. After tanning on the beach, kayaking, shopping, or exploring the art gallery, get dinner at Southern Barrel Brewing Co. or The Roasting Room. For dessert, check out Joe's Ice Cream & Beverage Company.

Related: 10 Best Things To Do In Kiawah Island, South Carolina

Isle Of Palms

Isle of Palms is one of South Carolina's best towns, with its beach always featuring volleyball, live music, and picnics. This island has incredible ocean-facing golf courses to offer those who visit, as well as two shopping centers to meet everybody's souvenir-needs. In between shopping, tanning, and water-sporting, get a meal at the Caribbean-themed Coconut Joe's Beach Grill. Be sure to explore some of the nightlife this town has to offer!

Seabrook Island

Seabrook Island is known for its uncrowded beaches and deep blue water. Some of its more unique attractions include the full-service Equestrian Center and 36-hole golf course. Who doesn't want to horseback ride on the beach? Other fun activities include booking a tour through Captain Jack's Kiawah Sailing and Dolphin Watching or giving paddleboarding a try with Water Dog Paddle Co. Plus; there are plenty of options for places to eat while guests enjoy their stay.

Related: Palm Springs Beyond The Golf Course: 10 Adventurous Things To Do In The Desert Oasis

Surfside Beach

Beach at sunset

Surfside Beach has a lot of fun amenities that make it the perfect vacation destination for families. From mini-golf to a fishing pier, this town has something fun for every child (and child at heart!) not to mention the shops this beach town has to offer visitors! While there are lots of local options for antiquing or thrifting, the open-air Hudson's Flea Market is easily the most unique. After a day of exploration and relaxation, get dinner at Surfside Jenny's or Bubba's Fish Shack.

6 Pawley's Island

Pawleys Island, SC, USA

Pawley's Island is the perfect beach destination for a more laid-back traveler. One of the coast's oldest beach towns, Pawley's Island has everything a classic Carolina town has to offer: boutiques, beaches, and water sports. It is known for its quiet calmness and massive sand dunes, and is ideal for those looking to evade large crowds. Specific attractions include the Brookgreen Gardens, which hosts the best post-dinner activity on the island each summer: an extravagant light show!

5 Hilton Head

Ranked as the #1Island in the Continental United States by Travel & Leisure Magazine's World Best Awards, Hilton Head is a great family beach town with plenty of guided and unguided outdoor activities to explore. Why not give zip-lining a try? Or try some low-country cuisine? Or pedal around the island? While summer may be the obvious choice, visiting in the fall allows for fewer crowds while still having all the best accommodations available.

Related: These Italian Restaurants Prove Hilton Head Is More Than Just (Great) Seafood

4 Beaufort

Ruins of the Sheldon Church in northern Beaufort County, South Carolina

Located on Port Royal Island, Beaufort is best associated with its downtown historic district. Lined with mossy oak trees and just moments away from the water, downtown Beaufort offers historical landmarks like the National Cemetery, the Fort Frederick Heritage Preserve, and the Saint Helena Parish Chapel of Ease Ruins. In between sightseeing and beach-laying, guests can get luxury treatment at one of the nearby spas! This is the perfect destination for travelers looking for more cultural experiences and educational opportunities than some of the other beach towns have to offer.

3 Kiawah Island

Sunset near Kiawah Island, South Carolina, on the marsh.

An island just 25 miles southwest of Charleston, Kiawah Island is associated with its many adventurous activities. Take photos of the water at Beachwalker Park, go fishing at Mingo Point, or explore the Rockville Historic District before getting dinner at Jasmine Porch or The Ryder Cup Bar. No matter what itinerary a guest is following, no one should miss the wild-life at Marsh Island Park, which is only accessible via boat!

2 Murrells Inlet

Murrells Inlet

Known as the seafood capital of South Carolina, Murrells Inlet is a great beach town for foodies and fishermen alike. While there, consider taking the local Murrells Inlet Marsh Walk or Banana Boat Ride before chowing down at Drunken Jack's or Russell's Seafood Grill and Raw Bar. Want to take some of the ocean food back home? Make a souvenir stop at Harrelson's Seafood Market before heading out of town.

1 Myrtle Beach

Pier 14 Myrtle Beach South Carolina

Whether searching for a luxurious resort or an affordable hotel, Myrtle Beach is the oceanfront town to unwind in. Throughout the summer, Myrtle Beach has a concert series, light show, and amateur golf tournament. All this on top of other staple amenities like boutiques, boardwalks, and beach views for visitors to soak up the sun near! And don't forget to dine and drink like royalty to make the most of the trip!

MUSC Health breaks ground on Sea Islands Medical Pavilion

The more than 20,000 square foot facility will be located at 1884 Seabrook Island Road, near Bohicket Marina. The Sea Islands community is expected to undergo significant population growth over the next few years, especially those residents 65 and older. The Sea Islands are also geographically isolated, situated more than 20 miles from the nearest hospital. The area also accommodates a large seasonal population of tourists, many of whom have trouble navigating local health care services.“It can take up to 45 minutes to get to th...

The more than 20,000 square foot facility will be located at 1884 Seabrook Island Road, near Bohicket Marina. The Sea Islands community is expected to undergo significant population growth over the next few years, especially those residents 65 and older. The Sea Islands are also geographically isolated, situated more than 20 miles from the nearest hospital. The area also accommodates a large seasonal population of tourists, many of whom have trouble navigating local health care services.

“It can take up to 45 minutes to get to the nearest hospital from the Sea Islands. That’s too long for an emergency situation such as a stroke, where every minute counts. As the state’s only comprehensive academic health system, we are committed to delivering the best possible care, closest to home,” said David J. Cole, M.D., FACS, MUSC president. “This new medical pavilion will provide rapid access to outstanding care for the entire Sea Islands community.”

As part of the MUSC Health system’s overarching strategy, the MUSC Health Charleston Division has worked to provide better community access and local care in the greater Tri-County region, as well as coastal communities to the north and south of Charleston. This enables better capacity at the flagship facilities, which offer specialized and complex care downtown while enhancing overall accessibility and continuity of care for patients and families, especially in underserved communities. Since 2019, four new multispecialty ambulatory care platforms have opened in West Ashley, North Charleston and Mount Pleasant.

In addition to 24/7 emergency care, the facility will offer two trauma rooms, a rooftop helicopter pad, and a medical office building that will provide primary and specialty care, including imaging and lab services, cardiology and physical therapy. A telemedicine network will connect the entire facility to some of the nation’s top providers at MUSC Health in downtown Charleston. The Town of Kiawah Island donated $1 million to create a healing, restful green space and garden adjacent to the new facility.

“Accessibility to the wonderful health system and hospitals we have here has been a concern, so it was exciting to hear about this project,” said Town of Kiawah Mayor John Labriola. “My hat’s off to the MUSC Board of Trustees and the institution’s leadership, because getting a certificate of need is not easy… personally, I look forward to the ribbon cutting and seeing our garden that will be named for the Town of Kiawah.”

The project was made possible in part by Kiawah Partners, which was acquired by South Street Partners in 2013, who donated 6 acres of land to the Medical University Hospital Authority (MUSC Health), valued at $4.85 million.

"This project was initiated to meet the huge need for medical services on Kiawah Island, Seabrook, and Johns Island. With no convenient emergency healthcare options currently available, we have been working for seven-plus years to figure out a way to bring accessible healthcare to the Sea Islands,” said Chris Randolph, South Street Partners. “Thanks to MUSC, we will soon have a world-class medical facility that provides so much more than what we had originally envisioned. We couldn’t be more pleased to have been able to donate the land for this project and feel very grateful to partner with such an excellent health care system.”

Of the estimated $30 million needed to fund the project, MUSC is committed to raising $17 million in private support. To date, it has received more than $9.5 million in confirmed gifts, with many coming from local residents.

“Private support is critical to the long-term success of the MUSC Health Sea Islands Medical Pavilion because of the many financial challenges that come with operating a medical facility in this community,” said Kate Azizi, vice president for Institutional Advancement. “One challenge is the low population density of the Sea Islands. While this is an aging population that needs timely access to medical care – there aren’t enough people living in these communities full time to sustain our operations. Philanthropic support helps fill those gaps, allowing us to deliver the best care possible where and when it’s needed.”

Donors Chris and DeeDee Gibson are giving $2 million to the project. In recognition of their generosity, the physical therapy space will be named in their honor. “My family has been coming to Kiawah for close to 40 years,” Chris Gibson said. “When my wife DeeDee and I built a home here, she had one request: that there was a hospital nearby in case of an emergency. All these years later, we are excited to contribute to the new MUSC Health Sea Islands Medical Pavilion and to help make these vital medical services available to our neighbors on Kiawah, Seabrook and Johns islands.”

“The construction of a full-fledged medical facility with emergency services is a dream come true for all Johns, Kiawah and Seabrook Islands,” said local resident Pam Harrington, who donated $2 million and will name the emergency department after the Harrington family. “As our population continues to grow and more folks are retiring to our area, the demand for medical services grows with it! Being a Kiawah/Cassique resident for many years, the addition of a medical pavilion fills a real need that has existed over several decades. Prior to my 40-plus years in real estate on the islands I was a practicing ICU nurse. This medical center is near and dear to my heart! As a thank you and show of appreciation to all who have been so supportive of my success, here, on the Sea Islands, it seems befitting to take this opportunity to give back in a meaningful way.”

Construction is expected to conclude in late 2023.

Quote bank:

Seabrook Mayor John Gregg – “It is indeed my pleasure to welcome MUSC to Seabrook Island, as our local community will be well served by the capabilities of this facility and the practitioners who will staff it. We look forward to having better availability of care, ranging from emergency room treatment, to advanced diagnostics for the ailments, bumps, pains, scrapes, stings, and strains that come with having an active and diverse population.”

MUSC Board of Trustees Vice Chairman Charles Schulze – “On behalf of the board, I want to acknowledge, commend, and deeply, deeply thank you for your dedication hard work and the public private collaboration that is taking place to get us to where we are today. As an air force veteran of the Vietnam war, I know the importance and necessity of teamwork. When you have a complex mission ahead of you in those situations, your unity as a team is your biggest strength… And it didn't matter where you live, where you were from or what your background was in our military. You learned that persistence, perseverance, collaboration, and expertise are critical to the success of a mission. And it's been no different in this case. When the board began to discuss the feasibility of this project, we knew it wasn't going to happen without teamwork and vision. Not only from everybody at MUSC, but also from the community here in the sea islands.”

MUSC Health System CEO and Executive Vice President of Health Affairs Dr. Pat Cawley – “What makes this project challenging is that it doesn’t fit into normal health constructs. We spent a lot of time with the community, trying to gauge what was needed and it was clear that there was tremendous community support for this project and it was the engagement with the concept of neighbors caring for neighbors and the work of the community to reach out to state officials and regulators that helped make this project a reality. MUSC Health is proud to be a part of this community and its health care provider of choice, and we are humbled by the level of support we are receiving to bring this shared vision to reality.”


About MUSC

Founded in 1824 in Charleston, MUSC is the state’s only comprehensive academic health system, with a unique mission to preserve and optimize human life in South Carolina through education, research and patient care. Each year, MUSC educates more than 3,000 students in six colleges – Dental Medicine, Graduate Studies, Health Professions, Medicine, Nursing and Pharmacy – and trains more than 850 residents and fellows in its health system. MUSC brought in more than $327.6 million in research funds in fiscal year 2021, leading the state overall in research funding. MUSC also leads the state in federal and National Institutes of Health funding, with more than $220 million. For information on academic programs, visit

As the health care system of the Medical University of South Carolina, MUSC Health is dedicated to delivering the highest quality and safest patient care while educating and training generations of outstanding health care providers and leaders to serve the people of South Carolina and beyond. Patient care is provided at 14 hospitals with approximately 2,500 beds and five additional hospital locations in development; more than 350 telehealth sites, with connectivity to patients’ homes; and nearly 750 care locations situated in all regions of South Carolina. In 2022, for the eighth consecutive year, U.S. News & World Report named MUSC Health the No. 1 hospital in South Carolina. To learn more about clinical patient services, visit

MUSC and its affiliates have collective annual budgets totaling $5.1 billion. The nearly 25,000 MUSC team members include world-class faculty, physicians, specialty providers, scientists, students, affiliates and care team members who deliver and support groundbreaking education, research, and patient care.

The 12 Best South Carolina Islands to Visit

PureWow editors select every item that appears on this page, and the company may earn compensation through affiliate links within the story. You can learn more about that process here.You’ve already been charmed by Charleston, maybe even made the trip to some of ...

PureWow editors select every item that appears on this page, and the company may earn compensation through affiliate links within the story. You can learn more about that process here.

You’ve already been charmed by Charleston, maybe even made the trip to some of South Carolina’s best small towns like Bluffton, Georgetown⁠ and Mount Pleasant. But there’s a lot more awesomeness waiting to be discovered in the Palmetto State…or, shall we say, just off the coast. South Carolina has some really incredible isles that are perfect for vacation, whether you’re intrigued by pirate lore, love exploring salt marshes, fancy a birdwatching holiday or just need a stress-free escape where wild horses run free. Here, the best South Carolina islands and where to stay on each one.


The 12 Most Charming Small Towns in South Carolina

1. Hilton Head Island, South Carolina

One of South Carolina’s most popular tourist destinations for a plethora of reasons, Hilton Head Island offers an incredible mix of natural wonder, upscale delights and outdoor activities. You can book whale watching and dolphin spotting boat charters, hit the links, go cycling, hiking and kayaking, play tennis and polo, do some shopping, snap pics in front of the red-and-white-striped Harbour Town Lighthouse and, of course, catch some rays on the beach.

Explore It

2. Daufuskie Island, South Carolina

No doubt you’ve heard of Hilton Head Island and Savannah in the neighboring state of Georgia. Sitting just off the coast between these well-known vacation destinations is a tiny hidden gem called Daufuskie Island with a population of just 500 residents. There aren’t hotels or big-name attractions. Instead, it's a place of peace, quiet and magical natural wonders—bottlenose dolphins bob in the waters and loggerhead turtles nest on the shore.

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3. Kiawah Island, South Carolina

In terms of true vacation destinations, Kiawah Island is a hole-in-one. It has a huge gated luxury beach and golf resort with loads of swish accommodation and amenities like world-class fairways. You don’t need to be a guest to explore the island, which is open to the public. Daytrippers from Charleston often drive over to enjoy the sandy beaches, hiking and biking trails, tours at Heron Park Nature Center and Marsh Island Park.

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4. Capers Island, South Carolina

A pretty, undeveloped barrier island oasis, Capers Island is the perfect spot for a family vacation. Beaches, maritime uplands and salt marshes provide the perfect backdrop for outdoor adventure. It’s excellent for birdwatching and wildlife peeping. Be sure to bring your camera to the eye-catching “boneyard beach” where old tree stumps dot the sandy expanse. Bonus: accessibility from Charleston means no long travel days with the kiddos.

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5. Deveaux Bank, South Carolina

By now you’ve likely gathered that birding is a big deal in South Carolina. Deveaux Bank, a horseshoe-shaped spit of sand at the mouth of the North Edisto River estuary, takes it to the next level as the island actually encompasses a 215-acre sanctuary that’s a protected nesting habitat for many sea and shorebirds. If you’re keen to see eastern brown pelicans and black skimmers, hightail it over to Deveaux Bank.

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6. Seabrook Island, South Carolina

Seabrook Island is a downright dreamy place to live or visit. A lot of people choose to reside in this private, oceanfront community. That’s because it’s pretty as a picture with natural beauty galore, nationally recognized birdwatching, two award-winning golf courses, near-empty beaches, a racquet club, an equestrian center and stunning houses we’d happily call home. And the fact that it’s just a few miles from downtown Charleston yet retains a sense of seclusion definitely helps, too.

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7. Bear Island, South Carolina

A nature lover’s dream, Bear Island feels rugged and remote despite sitting just an hour outside Charleston. This undeveloped and pristinely beautiful 12,021-acre Sea Island is part of the ACE Basin estuarine reserve area and managed by the South Carolina Department of Natural Resources. That translates to ample opportunities for bird watching (it’s among the top-ranked spots for twitchers in the entire state) and wildlife viewing, fishing, hiking and biking.

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8. Edisto Island, South Carolina

For a fantastic family-friendly holiday, consider Edisto Island. A laid-back Lowcountry Sea Island not far from Charleston (some people even call it home and commute into the Holy City, just to give you a sense of proximity) that’s approximately 68 square miles and has loads of low-key appeal in the form of sandy beaches and outdoor activities for all ages, including hiking and camping in Edisto Beach State Park.

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9. Fripp Island, South Carolina

Fripp Island doesn’t scream "Shiver me timbers" in that really obvious sort of way. But its treasure hunting past is really interesting and the legends live on. Though, these days, the most seaward of the barrier islands feels a lot less pirate and more residential vacation resort with sandy beaches, tennis courts and golf courses. It’s also a designated wildlife sanctuary. Visitors and residents frequently see great blue herons, wood storks and dolphins.

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10. Port Royal Island, South Carolina

If you’ve spent some time in South Carolina or are generally familiar with the Palmetto State, Beaufort probably rings a bell. Port Royal Island is the island where the aforementioned seaside city resides. There are beautiful beaches, scenic walking trails, boat tours and tons of opportunities for birdwatching. It's also a popular pick for foodies, specifically seafood lovers who come from far and wide to sample fresh-caught Lowcountry fare.

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11. Callawassie Island, South Carolina

Callawassie Island may be one of the hundreds of barrier and sea islands, but this 880-acre private slice of paradise just 17 miles from Beaufort sets itself apart from the rest with its coastline, tidal creeks, lagoons, salt marshes and moss-draped trees. There’s also a butterfly garden and a golf course. Callawassie Island is accessible via the half-mile-long causeway that connects it to the mainland as well as by boat.

Explore It

12. Johns Island, South Carolina

Sure, bigger isn’t always better. But, then again, sometimes size ups the appeals of a place. Sprawling 738 acres, Johns Island, the largest island in South Carolina and famously a filming location for The Notebook is enchantingly beautiful with miles of wooded trails, farms and lakes. Back to the whole size thing…its most famous feature, the massive ancient Angel Oak stands a whopping 65-feet tall and shades an area of 17,000 square feet.

These 13 Beaches Have The Clearest Water In South Carolina

South Carolina is a charming state to visit because of its rich history and attractions, and it also boasts fantastic beaches. South Carolina's coastline is home to the USA's most beautiful and unspoiled beaches, stretched along the Atlantic. Some of these magnificent beaches attracting many tourists are loc...

South Carolina is a charming state to visit because of its rich history and attractions, and it also boasts fantastic beaches. South Carolina's coastline is home to the USA's most beautiful and unspoiled beaches, stretched along the Atlantic. Some of these magnificent beaches attracting many tourists are located on the Grand Strand, a stretch of beautiful sandy shores between Georgetown and the Little River area. People head to this excellent state to enjoy some of the most transparent and pristine waters on beaches like Litchfield, Murrells Inlet, Surfside, and Myrtle Beach, where people find top fun things to do. Hilton Head Island is also a very popular destination among tourists, home to plenty of experiences and activities, and voted one of the best vacation destinations in the world. Here are 13 beaches with the clearest water in South Carolina.

More Secluded Beaches With The Clearest Water In South Carolina

The article was extended to add more gorgeous beaches in South Carolina that offer the clearest water as well as amazing activities to do for fun.

Sullivan’s Island

Located just a 20-minute ride from Charleston, Sullivan’s Island offers an excellent beach destination for families who wish to spend a nice summer day on the beaches. Most of the coastline is preserved in its natural state and offers simple activities such as swimming or building sand castles.

Related: South Carolina's Best Beaches, Ranked By Popularity

12 Surfside Beach

Surfside Beach has long been known throughout the Grand Stand as a top beach for fun family activities. Travelers stroll on the famous boardwalk that runs along the gorgeous coastline of Surfside Beach and soaks the view as they dine, shop, and engage in vibrant festivals. Kite flying and building castles may be a wonderful bonding activities for kids. Several beach offers facilities like showers, bathrooms, and ramps for persons with disabilities.

11 Pawleys Island

Pawleys Island is home to the most untouched shores and is recognized for its peaceful waters that are perfect for enjoying shelling, canoeing, biking, and kayaking with loved ones. Featuring white powdery sand, it is the best location for zoos, sculptures, and gardens with native plants. Pawleys Island offers a panoramic sight of the renowned creek in the area, not to be missed on someone's trip.

10 Myrtle Beach

Myrtle Beach is the most popular beach destination and largest resort in South Carolina. This family-friendly tourist location features magnificent white-sand beaches and plenty of opportunities, keeping guests fully entertained. People will enjoy peace of mind while walking the long boardwalk and experiencing water activities such as surfing and scuba diving, collecting shells, and building sandcastle. For those looking for something calmer, they should head to North Myrtle Beach, where they can swim in the clear water, enjoy parasailing and kayaking, or pull up a sun lounger and relax.

Huntington Beach State Park

Only 30 minutes drive south of Myrtle Beach, Huntington Beach is a calm oasis covering an area of natural preserves and boasting a park with an untouched beach spread. Huntington Beach State Park is located in South Carolina, perfect for sun-seekers, nature lovers, and bird-watchers. It's also a popular spot for camping and picnics. There are also numerous tours available for incredible deep-sea fishing.

Hilton Head Island

While Hilton Head Island is one large beach boasting 12 miles of beautiful sandy shoreline, Coligny Beach Park, reached through an attractive public garden, is an ideal destination for those looking for a lovely family beach experience. Following the path extending to the water, people will enjoy excellent facilities, including comfortable swing seats, beach chairs, and umbrellas. After enjoying the pristine water, visitors take time to stroll around Coligny Plaza, just steps from the beach, where they savor a meal or a snack, get in some shopping, or rent a bike and enjoy a ride directly on the beach. The island also provides a shuttle bus service for those willing to park far away.

Kiawah Beachwalker Park

Only a short drive from the beautiful city of Charleston, Kiawah Island is home to impressive and unspoiled sandy beaches. Located between the Atlantic and vast woods, Kiawah Beachwalker Park is accessible from the mainland by a bridge. Public amenities such as washrooms, outdoor showers, picnic areas, a lovely boardwalk, umbrellas, and chairs are available. Kiawah is an excellent spot for couples and families.

Edisto Beach

The charming town of Edisto Beach is itself worth the journey from Charleston and is as famous for its restaurants, shops, galleries, accommodations, and vibe. Edisto Beach's unique charm makes it attractive for those looking for a quiet beach experience since it is known as one of the last uncommercial beach areas in South Carolina. The adventurous types will go kayaking, camping, fishing, and dolphin-watching or sunset cruising. Other fun activities include several great trails to follow, which can lead to stunning, more quiet places to stop and relax at the beach.

5 Seabrook Island

Located south of Kiawah Island, Seabrook Island boasts many charming beaches. Stretching four miles of pristine shoreline, the two main beaches, Pelican Beach and North Beach, are mysterious hidden gems famous for their peaceful and uncrowded feel. Sunset lovers should head to Pelican Beach, also known as "Sunset Beach," for amazing sunsets. And early risers and nature lovers will enjoy visiting North Beach due to its magnificent sunrises and abundant bird life, as well as pods of dolphins that feed offshore.

4 Folly Beach, Charleston

Another excellent sun spot just 20 minutes from Charleston is Folly Island, home to the beautiful Folly Beach. The charming Folly Beach boasts a fantastic fishing pier with a perfect view, ideal for a romantic selfie. It is also home to many adventures, such as kayaking, surfing, and paddleboarding. People enjoy strolling along the beach shores and admiring the ocean views. For a unique experience, it is suggested to rent a kayak around the inland shore of Folly Beach Country Park or go on a marine wildlife spotting cruise, where one will see dolphins, stingrays, and even sharks.

3 Hunting Island State Park, Beaufort

Attracting a million visitors each year, Hunting Island State Park is a popular destination offering breathtaking and unspoiled beach experiences, five miles of white sand, and spectacular views from its hunting island lighthousesignificant landmark. It is also home to diverse wildlife, some of which can be explored at the informative nature center, an ideal spot for those looking to enjoy a camping experience, choosing from numerous campsites, most with easy beach access.

Related: You Might See These Animals When Visiting South Carolina's Beaches

2 Front Beach, Isle Of Palms

The Isle of Palms is an attractive beachside destination located 40 minutes east of Charleston and is as popular among locals as it is with visitors to the region. Most people head to Front Beach, where they enjoy beach activities, like sea kayak tours, sunset cruises, fishing, and surfing, and most of all, searching for beautiful sea turtles since they nest and lay their eggs in the dunes. Front Beach is very convenient since it has good public parking and easy beach access.

1 Litchfield Beach

A trip to Litchfield Beach and Golf Resort is a worthy journey. Close to Myrtle Beach, located only 30-minute drive south, Litchfield Beach amazes people with its majestic stretch of beach, no crowds, and no big resort flanking. In addition to the quiet beach experience, and great sunbathing, visitors seeking water activities can enjoy sea kayaking, Jet Skis, and fishing.

Two teams qualify for 2023 U.S. Amateur Four-Ball at Kiawah Island Club

Matthew Doyle of Summerville and partner Garrett Risner of Holly Springs, N.C., earned one of two available qualifying spots at the Country Club of Lexington on Oct. 3 for the 2023 U.S. Amateur Four-Ball Championship.The Four-Ball Championship will be played May 20-24 at Kiawah Island Club’s Cassique and River Course.John Eades of Charlotte and Matt Schall of Matthews, N.C., were the qualifying medalists with a 62. Doyle and Risner posted a 9-under-par 63. Stuart Moore of Gainesville, Ga., and David Denham of Athens, Ga.,...

Matthew Doyle of Summerville and partner Garrett Risner of Holly Springs, N.C., earned one of two available qualifying spots at the Country Club of Lexington on Oct. 3 for the 2023 U.S. Amateur Four-Ball Championship.

The Four-Ball Championship will be played May 20-24 at Kiawah Island Club’s Cassique and River Course.

John Eades of Charlotte and Matt Schall of Matthews, N.C., were the qualifying medalists with a 62. Doyle and Risner posted a 9-under-par 63. Stuart Moore of Gainesville, Ga., and David Denham of Athens, Ga., were the first alternates, and Jordan Sease of Columbia and Kyle Bearden of Barnwell are second alternates following a one-hole playoff after the teams tied with 64s.

Cuthbert Classic

The 2022 Cuthbert Classic Golf Tournament will be held Oct. 16 at Summerville Country Club.

The tournament is a two-person captain’s choice and celebrates the golfing legacies of the late Grange S. Cuthbert Jr. and his son Tommy Cuthbert, the former director of golf at Kiawah Island Golf Resort. Proceeds will benefit the Tommy Cuthbert Memorial Scholarship Fund sponsored by the historic Dorchester Free School Board.

For Cuthbert Cup registration details, call 843-873-2210.

Seabrook Island Veteran’s Day

The Seabrook Island Club and the Kiawah-Seabrook Exchange Club will hold the 11th annual Seabrook Island Veteran’s Day Charitable Golf Outing on Nov. 7.

The outing is to honor veterans who have served the country, and to raise money to support the Ralph Johnson Veteran’s Hospital and the Friends of Fisher House. The event will be a captain’s choice scramble format. Wounded Warriors from Iraq and Afghanistan will be participating as guests. Non-member Lowcountry residents are invited to participate.

The entry fee for Seabrook Island Club members is $95 plus applicable golf fees. For non-club members, the fee is $175; $75 of the entry fee will be set aside as a charitable contribution to the Ralph Johnson Veteran’s Hospital and Fisher House. Call the Seabrook Island Golf Shop at 843-768-2529, or email

Donations also can be made by sending a check to Alan Armstrong, 2427 Golf Oak Park, Seabrook Island SC 29455. Checks should be made payable to the Friends of Fisher House or the Ralph H. Johnson Veteran’s Hospital. For further information, email

CALGA Classic

The Charleston Area Ladies Golf Association played the opening round of its CALGA Classic on Sept. 19 at Crowfield Golf Club, with Wescott taking the lead. The final round is scheduled Oct. 19 at Rivertowne.

Standings after the first round are: Wescott, 284; Dunes West, 292; Shadowmoss, 294; Crowfield, 299; Rivertowne, 300; Seabrook, 306; Charleston Municipal, 306; Coosaw Creek, 309.


Gerry Purvis, Sept. 20, Black Robin-Wescott Golf Club, No. 4, 115 yards, 9-iron. Witnesses: George Howard, John Lineau.

Robert Sparrow, Sept. 22, Links Course-Wild Dunes Resort, No. 11, 130 yards. Witness: Robert Schneider, David Keane, Rodney Johnson.

John Weeks, Sept. 23, Charleston Municipal Golf Course, No. 4, 155 yards, 6-iron. Witnesses: Bob Mullen, Bubber Ulmer.

Matt Heine, Sept. 26, Charleston National Golf Club, No. 2, 130 yards, pitching wedge. Witness: Hunter Epperson.

A hole-in-one should be reported by the golf course. Please email aces to and to


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